Primerjalna analiza elektronskega bančništva tujih bank v Sloveniji

diplomsko delo

Tomas Cigan (Author), Samo Bobek (Mentor)

Abstract

V diplomskem delu smo predstavili elektronsko bančništvo štirih tujih bank, ki poslujejo na slovenskem trgu. Izbrano temo smo izbrali zaradi aktualnosti in vse večjega povpraševanja in ponudbe elektronskega bančništva. Elektronsko bančništvo opredelimo, kot poslovanje banke s fizično ali pravno osebo, preko elektronskih tržnih poti. Diplomsko delo je razdeljeno na dva dela. V prvem delu so opisane glavne značilnosti, zgodovina, storitve, trendi in varnost elektronskega bančništva. Opredelili smo tudi poslovni vidik elektronskega bančništva, kjer smo ugotovili prednosti in slabosti, ki jih prinaša elektronsko bančništvo za banke in komitente. Drugi del zajema praktične primere elektronskega bančništva štirih tujih bank, ki poslujejo na slovenskem trgu. Predstavili smo sisteme elektronskega bančništva Banke Sparkasse, Unicredit Banke, Raiffeisen Banke in Hypo Alpe-Adria Banke. Podrobneje smo opisali storitve, ki jih posamezne banke nudijo, kakšne so tehnične zahteve za uporabo storitev in komu so storitve namenjene. Banke morajo dolgoročno uspešnost in konkurenčnost na trgu nedvomno graditi na elektronskem bančništvu. Dobro razvit sistem elektronskega bančništva, podprt z moderno tehnologijo in utečenimi varnostnimi standardi, predstavlja pomembno konkurenčno prednost na trgu. Še vedno pa obstajajo ovire pri širitvi elektronskega bančništva, ki se kažejo predvsem pri ljudeh, ki nimajo ustreznega znanja in tako posledično ne zaupajo v varnost in sodobno tehnologijo. Elektronsko bančništvo uporablja predvsem mlajša generacija, kar pomeni, da se nam za prihodnji razvoj in širitev elektronskega bančništva ni treba bati.

Keywords

elektronsko bančništvo;storitve;varnost;trendi;banke;elektronsko poslovanje;primerjave;

Data

Language:	Slovenian
Year of publishing:	2011
Source:	Gornja Bistrica
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[T. Cigan]
UDC:	336.71:004.738.5
COBISS:	10723100
Views:	2197
Downloads:	126
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Comparative analysis of e-banking of foreign banks in Slovenia
Secondary abstract:	In the diploma work, we have presented electronic banking of four foreign banks, which are operating in the Slovenian market. We chose this theme, because of actuality and growing demand and supply of electronic banking. Electronic banking is defined as an operation between a bank and a physical or legal person, trough electronic distribution channels. The diploma work is divided into two thematic segments. In the first segment, we described main charateristics, history, services, trends and safety of electronic banking. We have defined the business case of electronic banking, where we determined advantages and disadvantages for costumers and banks. The second segment includes practical examples of electronic banking of four foreign banks, which are operating in the Slovenian market. We have introduced electronic banking systems of Sparkasse Bank, Unicredit Bank, Reiffeisen Bank and Hypo Alpe-Adria Bank. More specifically, we have described the services of each bank, what are the technical requirements for using the service, and for whom these services are intended. For long-term success and competition in the market, banks must no doubt build on electronic banking. A well-developed electronic banking system, supported by modern technology and established security standards, represents a significant competitive advantage in the market. Still there are obstacles to the expansion of electronic banking, which are shown mostly in people who lack proper knowledge and consequently do not trust the safety and modern technology. Electronic banking is used mainly by the younger generation, which means that the future development and expansion of electronic banking is not to be feared for.
Secondary keywords:	Electronic banking;electronic banking services;safety of electronic banking;electronic banking trends;the business case of electronic banking;Bank Sparkasse;Unicerdit Bank;Reiffeisen Bank;Hypo Alpe-Adria Bank;Net.Stik;Tel.stick;Multicash;E-bill;ReiffeisenNET;HYPOnet;Online b@nka;E-bank.;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	62 str.
Keywords (UDC):	social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;science and knowledge;organization;computer science;information;documentation;librarianship;institutions;publications;znanost in znanje;organizacije;informacije;dokumentacija;bibliotekarstvo;institucije;publikacije;prolegomena;fundamentals of knowledge and culture;propaedeutics;prolegomena;splošne osnove znanosti in kulture;computer science and technology;computing;data processing;računalniška znanost in tehnologija;računalništvo;obdelava podatkov;computer communication;computer networks;računalniške komunikacije;računalniška omrežja;networks according to area covered;omrežja glede na prostranost;network interconnection;internetworking;medsebojno povezovanje omrežij;medomrežanje;
ID:	1003934