Oblike kreditiranja in leasinga za osebna vozila z vidika izkušenj podjetja X

diplomsko delo

Boštjan Šuntner (Author), Davor Savin (Mentor)

Abstract

Finančne institucije ponujajo različne oblike in vrste financiranja osebnih vozil, med katerimi so osnovne kredit, finančni in operativni leasing. Vsaka izmed oblik ima svoje značilnosti, prednosti in slabosti, ki se odražajo v pravnem, davčnem ali računovodskem vidiku. Pred sklenitvijo pogodbe o financiranju morajo vsi udeleženci preučiti klavzule pomembne za sklenitev pogodbe. Kredito- in leasingojemalci morajo biti seznanjeni z značilnostmi posamezne oblike financiranja. Kredito- in leasingodajalci pa morajo na drugi strani pravilno oceniti bonitetno sposobnost stranke, s katero sklenejo pogodbo o financiranju. Na ta način se lahko izognemo morebitnim nevšečnostim, ki bi se lahko pojavile v času financiranja.

Keywords

kreditiranje;krediti;leasing;plačilna sposobnost;stroški;plačilna nedisciplina;tveganje;vozila;primerjave;

Data

Language:	Slovenian
Year of publishing:	2010
Source:	Maribor
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[B. Šuntner]
UDC:	336.77:343.721.2
COBISS:	10373404
Views:	1847
Downloads:	233
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Credit and leasing options for personal wehicles from the experience of company X
Secondary abstract:	Financial institutions offer various options for financing personal vehicles. The most elementary financing options are credit, financial leasing and operating leasing. Each one of them has its own characteristics, advantages and disadvantages, which result from the juridical, taxable and accounting frame. All the contract partners have to study the contract clauses, before signing it. The partners taking a credit or leasing have to be aware of the characteristics, typical for a financing contract. Creditors and lessors on the other hand, have to correctly estimate the credibility of the contract partner. With this in mind, a lot of inconveniences, which could come up in time, could be avoided.
Secondary keywords:	credit;financial leasing;operating leasing;credibility;payment disorder;dunning;vehicle dispossession;lawsuit.;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	75 str.
Keywords (UDC):	social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;social sciences;družbene vede;law;jurisprudence;pravo;pravoznanstvo;criminal law;penal offences;kazensko pravo;kazniva dejanja;
ID:	1011994