analiza prednosti in slabosti
Julija Mesner (Author), Peter Podgorelec (Mentor)

Abstract

Diplomski projekt govori o neodvisni bančni garanciji. Spoznamo razliko med bančno garancijo in neodvisno bančno garancijo. Razlika med omenjenima je predvsem v pogojih za izdajo garancij. Dandanes je pri poslovnih poslih veliko tveganj, ki lahko ogrozijo poslovanje podjetja. In prav neodvisna bančna garancija lahko podjetja varuje pred tveganji. Poleg že omenjene neodvisne bančne garancije so predstavljeni tudi naslednji elementi: njene sestavine in pogoji za unovčitev neodvisne bančne garancije. Pri neodvisni bančni garanciji nimamo posebnih pogojev za unovčitev, kar je tudi razlog za možno zlorabo.l V nalogi so tako predstavljene tudi prednosti in slabosti neodvisne bančne garancije. Ugotovljeno je, da obstaja kar nekaj prednosti z vidika upnika, vendar pa je velika možnost zlorabe. Poleg zlorabe so navedeni tudi ukrepi, ki jih lahko banka garant in naročnik garancije uporabita pri neupravičenem pozivu. Poznamo še številna druga zavarovanja. V diplomskem projektu je prikazana primerjava neodvisne bančne garancije z drugimi zavarovanji (pogodbena bančna garancija, bond, poroštvo, poziv, bančno poroštvo, banka kot menični dolžnik, bančna obveznost plačila in stand-by akreditiv). V praktičnem delu je predstavljen potek izdaje neodvisne bančne garancije v treh izbranih bankah.

Keywords

banke;bančne garancije;garant;upravičenci;zavarovanje obveznosti;

Data

Language: Slovenian
Year of publishing:
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [J. Mesner]
UDC: 336.71:336.59
COBISS: 12868124 Link will open in a new window
Views: 1240
Downloads: 142
Average score: 0 (0 votes)
Metadata: JSON JSON-RDF JSON-LD TURTLE N-TRIPLES XML RDFA MICRODATA DC-XML DC-RDF RDF

Other data

Secondary language: English
Secondary title: Independent bank guarantees
Secondary abstract: The diploma project is describing the term independent bank guarantee. We recognize the difference between a bank guarantee and an independent bank guarantee. The biggest difference lies in the conditions for issuing guarantees. Nowadays, in business transactions, there are many risks that can endanger the company's business. However, an independent bank guarantee can protect companies against such risks. First, I presented the concept of the independent bank guarantee and its elements. Afterwards, I explained the conditions for the realization of the independent bank guarantee. I came to the conclusion, that there are no special conditions. Consequently, the chances of abuse are much higher. After that, I highlighted the advantages and disadvantages of an independent bank guarantee. In brief, there are several advantages in terms of the creditor, but there is also a great possibility of abuse. In addition to misuse, there are also measures that can be used by the Guarantor Bank and the Guarantee Customer, in an unwarranted call. There are many other insurance options. The diploma project is about the comparison of the independent bank guarantee with other insurance examples (contractual bank guarantee, bond, call deposit, bank guarantee, bank as a debtor, bank payment obligation and standby letter of credit). The practical part is the process of issuing an independent bank guarantee in three selected banks.
Secondary keywords: bank guarantee;independent bank guarantee;guarantor bank;beneficiary of a guarantee;insurance of liabilities;
URN: URN:SI:UM:
Type (COBISS): Diploma project paper
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: II, 25 str., 7 str. pril.
ID: 10862869