Regulacija bančništva v senci v pravu Evropske unije

(magistrsko diplomsko delo)

Martin Albreht (Author), Miha Juhart (Mentor)

Abstract

Namen tega magistrskega diplomskega dela je predstaviti tveganja, ki izhajajo iz bančništva v senci ter preveriti, ali so v pravu EU v celoti urejena. Prepoznana so sistemska tveganja bančništva v senci – beg iz finančnih institucij in/ali nelikvidnost, povezanost z reguliranim delom finančnega sistema, čezmeren finančni vzvod, procikličnost in nepreglednost. Zakonodajni predlogi Evropske komisije ter sprejeti zakonodajni akti kažejo, da je v pravu EU zavzet regulatorni pristop z ex ante omejitvami. Z vidika sistemskih tveganj so prikazani relevantni predpisi za kreditne institucije, investicijska podjetja, zavarovalnice in pozavarovalnice, investicijske sklade ter druge finančne institucije. Iz dela izhaja spoznanje, da je kljub nekaterim odprtim vprašanjem težko govoriti o bančništvu v senci kot pojavu, ki ne bil reguliran udeleženim subjektom in izvajanim dejavnostim primerno.

Keywords

bančništvo v senci;sistemsko tveganje;investicijski skladi;listinjenje;posli financiranja z vrednostnimi papirji;OTC izvedeni finančni instrument;makro-bonitetna politika;

Data

Language:	Slovenian
Year of publishing:	2017
Typology:	2.09 - Master's Thesis
Organization:	UL PF - Faculty of Law
Publisher:	[M. Albreht]
UDC:	336.71:061.1EU
COBISS:	15958609
Views:	1074
Downloads:	556
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Regulation of shadow banking in European Union law
Secondary abstract:	The aim of this Master thesis is to identify risks associated with shadow banking and to verify whether they are fully regulated in EU law. The recognized shadow banking systemic risks are runs on financial institutions and/or illiquidity, interconnectedness with the regulated part of the financial system, excessive leverage, procyclicality and opacity. The European Commission`s legislative proposals and adopted legislative acts unveil that in EU law a regulatory approach with ex ante restrictions is embraced. The relevant regulation concerning credit institutions, investment firms, insurance and reinsurance companies, investment funds and other financial institutions is presented from the systemic risk view point. The thesis suggests that despite of certain open questions it may be hard to argue that shadow banking is a phenomenon not adequately regulated in respect of encompassed entities and performed activities.
Secondary keywords:	shadow banking;systemic risk;investment funds;securitization;securities financing transactions;OTC derivative;macroprudential policy;
Type (COBISS):	Master's thesis/paper
Study programme:	0
Embargo end date (OpenAIRE):	1970-01-01
Thesis comment:	Univ. v Ljubljani, Pravna fak.
Pages:	VIII, 70 f.
ID:	10915222