delo diplomskega projekta
Abstract
Banke se zaradi svoje narave poslovanja izpostavljenosti tveganju ne morejo izogniti, kljub temu da imajo velik vpliv na kakovost njihovega delovanja. Vse banke ravno zaradi tega veliko pozornosti namenjajo obvladovanju tveganj. Med najpomembnejša vse banke na prvo mesto uvrščajo kreditno tveganje, ki predstavlja nastanek izgube zaradi neizpolnitve obveznosti dolžnika do banke.
Kadar banka učinkovito načrtuje obvladovanje tveganj, tako da pravočasno prepozna, meri, obvladuje ter zmanjša kreditno tveganje, lahko govorimo o uspešnem poslovanju. Rezultati se kažejo tudi v tem, da takšna banka izstopa pred konkurenco. Čeprav je sam proces obvladovanja od banke do banke različen, pa morajo vse upoštevati Zakon o bančništvu.
Keywords
banke;kreditiranje;posojilojemalec;kreditna sposobnost;kreditno tveganje;upravljanje;
Data
Language: |
Slovenian |
Year of publishing: |
2018 |
Typology: |
2.11 - Undergraduate Thesis |
Organization: |
UM EPF - Faculty of Economics and Business |
Publisher: |
[A. Podlesnik] |
UDC: |
336.77 |
COBISS: |
13152028
|
Views: |
614 |
Downloads: |
72 |
Average score: |
0 (0 votes) |
Metadata: |
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Other data
Secondary language: |
English |
Secondary title: |
Credit risk management in the selected bank |
Secondary abstract: |
Due to their nature of business, banks are unable to avoid exposure to risks, although they have a significant impact on the quality of their functioning. All banks pay much attention to risk management. Amongst the most significant risks, all banks put credit risk in first place as it represents the main loss due to the non-compliance of the debtor towards the bank.
If the bank plans risk management effectively in a timely manner, when it recognizes, measures, manages and reduces credit risk, we can talk about successful bank operation. The results are also reflected in the fact that such a bank stands out from the competition. Although the process of debiting the bank itself is different, however, all banks have to comply with the Banking Act. |
Secondary keywords: |
bank;credit risk;creditworthiness;borrower;credit risk management; |
URN: |
URN:SI:UM: |
Type (COBISS): |
Diploma project paper |
Thesis comment: |
Univ. v Mariboru, Ekonomsko-poslovna fak. |
Pages: |
41 str. |
ID: |
10940421 |