magistrsko delo
Barbara Kolar (Author), Boštjan Kefo Kerbler (Mentor)

Abstract

Magistrsko delo obravnava problematiko mlajše in starejše populacije na področju nepremičnin. Obravnavani populaciji imata nekaj skupnih in nasprotujočih si lastnosti/značilnosti. Mladi v starosti med 18. in 35. letom v visokem odstotku še vedno živijo doma pri starših. Želijo si osamosvojitve, ki bi jim predstavljala odhod od doma, vendar jim to otežujeta brezposelnost ter posledično pomanjkanje finančnih sredstev. V nasprotju z mladimi pa si starejši ne želijo oditi od doma. V lastni nepremičnini želijo ostati kar se da dolgo in odlašajo z odhodom v institucionalne oblike bivanja. Pomanjkanje finančnih sredstev je otežujoč dejavnik tudi pri starejših. To predvsem občutijo tisti posamezniki, ki živijo sami v gospodinjstvu oziroma v lastni, velikokrat preveliki hiši. V teoretičnem delu smo se predvsem osredotočili na položaj mladih v državi, njihov ekonomski status in stanovanjske razmere. Navedli smo možnosti stanovanjske namestitve mladih, kot so najem neprofitnega stanovanja, bivanje pri starših, bivanje v študentskem domu, dedovanje stanovanja in pomoč v zameno za stanovanje. V nadaljevanju smo opozorili na staranje prebivalstva tako v Sloveniji kot v svetu. Predstavili smo stanovanjske probleme starejših, njihov ekonomski status ter podrobneje opisali institucionalne storitve za starejše. Med njimi smo posebej izpostavili dom za starejše in oskrbovana stanovanja. Ker se zavedamo, da si starejši želijo čim dlje ostati doma, smo predstavili tudi možnosti prilagoditve njihove nepremičnine. Zadnji dve poglavji teoretičnega dela pa podrobneje predstavljata razlike med lastništvom in najemništvom nepremičnine ter njihovo financiranje. Teorijo smo dodatno podkrepili še z informacijami, zbranimi z intervjujema, in sicer z nepremičninskim posrednikom in finančnim svetovalcem. Empirični del naloge vsebuje izsledke raziskave, v kateri smo zajeli mlajšo populacijo v starosti od 18. do 35. leta, ki še živi pri starših, in starejšo populacijo v starosti 60 in več let, ki še ne živi v institucionalnih namestitvah. Ugotovitve kažejo, da mlajši populaciji odhod od doma predvsem otežujejo ekonomski razlogi ter da bi se starejši iz trenutne bivanjske namestitve odselili le v primeru previsokih stroškov vzdrževanja ali zmanjšane samostojnosti pri hišnih opravilih in osebni oskrbi. Spoznali smo, da bi mlajši hitreje sprejeli odločitev za selitev iz trenutne nepremičnine kot starejši. Še najtežje bi z gotovostjo zatrdili, da si tako mlajša kot starejša populacija ne želita skupnega bivanja v isti nepremičnini.

Keywords

mlajši;starejši;nakup;najem;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: EVRO-PF - European Faculty of Law, Nova Gorica
Publisher: [B. Kolar]
UDC: 347.235:332.834(043.2)
COBISS: 2053136310 Link will open in a new window
Views: 2653
Downloads: 130
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Other data

Secondary language: English
Secondary abstract: This master's thesis deals with the problems of the young and the older population connected to immovable property.In these two populations, some qualities/characteristics are shared, while some are antagonistic.A high percentage of the young aged between 18 and 35 years still live at home with their parents. They wish independence, marked by their leaving home, however, their unemployment and the consequent lack of financial means make this difficult. In contrast to the young, the older people do not wish to leave their home. They want to stay in their own immovable property as long as possible, delaying their moving to some institutionalised accommodation. A lack of finance is an aggravating factor for the older people as well. This particularly affects those individuals who live in a single-person household or in their own, often oversized house. Our theoretical part focuses mainly on the position of the young in Slovenia, their economic status and housing conditions.The accommodation options for the young are listed, such as renting a non-profit flat, living with parents, staying in a student residence, inheriting a flat and providing assistance in return for housing. In further text, attention is drawn on the ageing of population in Slovenia and in the world. The housing problems and the economic status of older people are presented, and institutional services for them are detailed. Among them, retirement homes and sheltered housing are specifically highlighted. Having in mind that the elderly wish to stay at home as long as possible, the possible adjustments of their immovable property are presented as well.In the last two chapters of the theoretical part, differences between the ownership and the renting of immovable property and their financing are presented in detail.The theory is additionally backed up with information gathered in two interviews, namely with a real estate agent, and a financial adviser. The empirical part of the thesis includes the findings of our study covering the younger population from 18 to 35 years who still live with parents, and the older population of 60 years and above not yet living in institutional forms of accommodation. According to our findings, the younger population is prevented from leaving home predominantly for economic reasons, while the older people would move from the current accommodation only in the case of exceeding maintenance costs or reduced independence in their domestic work and personal care. It was established that the young would more quickly decide for moving from the current immovable property than the older people. The least certainty is in the statement that the young and the old population do not wish to live together in the same immovable property.
Secondary keywords: Nepremičnine;Magistrska naloga;Financiranje;
Type (COBISS): Master's thesis/paper
Thesis comment: Evropska pravna fak.
Source comment: Mag. delo 2. stopnje bolonjskega študija;
Pages: XIII, 280 str.
ID: 10944427