Dolžnost informiranja pri potrošniški kreditni pogodbi

(magistrsko diplomsko delo)

Ana Draganić (Author), Damjan Možina (Mentor)

Abstract

Delo obravnava (pred)pogodbene dolžnosti informiranja kreditodajalca pri potrošniški kreditni pogodbi. Osredotoča se na obseg informacij, ki mora biti dan pred sklenitvijo pogodbe. Izpostavljena so nekatera vprašanja, tako kreditov v tuji valuti kot kreditov z valutno klavzulo, ki so se pojavila v slovenski sodni praski in sodni praksi Sodišča EU. Obravnavano je povezovanje jasnosti in razumljivosti glavnega predmeta pogodbe s pravilno izpolnjeno predpogodbeno pojasnilno dolžnostjo in posledično možno presojo nepoštenosti takšnega pogodbenega pogoja. Predstavljene so morebitne pravne posledice nepoštenega pogodbenega pogoja kot tudi sankcije z vidika klasičnih institutov obligacijskega prava.

Keywords

potrošniške kreditne pogodbe;kreditne pogodbe;pojasnilna dolžnost;dolžnost informiranja;predpogodbene dolžnosti informiranja;predpogodbene obveznosti;valutna klavzula;valutno tveganje;pogodbeni pogoji;jasnost;razumljivost;nepoštenost;izpodbojnost;izpodbijanje;razveljavitev;pravne posledice;potrošniško pogodbeno pravo;magistrske diplomske naloge;

Data

Language:	Slovenian
Year of publishing:	2019
Typology:	2.09 - Master's Thesis
Organization:	UL PF - Faculty of Law
Publisher:	[A. Draganić]
UDC:	347.44:366.54(043.2)
COBISS:	16644177
Views:	867
Downloads:	341
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Obligations of providing information in a credit agreement for consumers
Secondary abstract:	The thesis considers the (pre)contractual obligations of providing information to the lender in a credit agreement for consumers. It focuses on the amount of information to be given before the conclusion of a contract. Some issues are raised, such as loans in foreign currency and loans with a foreign currency clause that have appeared in the Slovenian case-law and the case-law of the Court of Justice of the European Union. The thesis considers the integration of clarity and comprehensibility of the main object of the contract with duly completed pre-contractual informed consent and hence possible assessment of the unfairness of such a contract term. Possible legal consequences of an unfair contract term as well as sanctions from the perspective of classical institutes of obligatory law are presented.
Secondary keywords:	credit agreements for consumers;credit agreements;pre-contractual obligations;pre-contractual obligations of providing information;foreign currency clause;foreign-exchange risk;contract terms;clarity;comprehensibility;unfair contract terms;voidability;consequences;
Type (COBISS):	Master's thesis/paper
Study programme:	0
Embargo end date (OpenAIRE):	1970-01-01
Thesis comment:	Univ. v Ljubljani, Pravna fak.
Pages:	63 str.
ID:	11061079