Finančna pismenost mladih v Sloveniji

diplomsko delo

Gorana Savanović (Author), Polona Šprajc (Mentor)

Abstract

Živimo v zelo dinamičnem ter volatilnem gospodarskem okolju, ki od ekonomskih subjektov zahteva nenehno sprejemanje poslovnih odločitev na osnovi asimetričnih informacij, ki imajo različne ekonomske učinke. Pojavlja se potreba, da morajo ekonomski subjekti imeti relativno zadosti znanja s področja financ ter gospodarjenja, če želijo generirati ustrezne denarne tokove in dobičke. V akademskih krogih se je izoblikoval poseben termin oz. konstrukt finančne pismenosti, ki žal nima enotne definicije niti ni natančno kvantitativno opredeljen, vendar omenjeni termin v grobem pomeni posameznikovo znanje ter veščine s področja financ ter ocenjevanja finančnih tveganj, s ciljem sprejemanja ustreznih poslovnih odločitev. V diplomski nalogi smo raziskovali, kakšno je stanje finančne pismenosti med mladimi v Sloveniji. Ugotovili smo, da mladi v Sloveniji niti so finančno pismeni niti niso, ampak so izrazito indiferentni do upravljanja s financami, niti so finančno odgovorni niti niso, ampak imajo nevtralen odnos do financ. in Vpliv staršev in finančna pismenost mladih sta izrazito nevtralna. V Sloveniji obstaja raziskovalna vrzel na področju finančne pismenosti mladih. Izobraževalne institucije bi morale v svoje učne programe vključiti vsebine na temo finančne pismenosti. Mlade je potrebno motivirati, da bodo bolj finančno pismeni in s tem bolj opolnomočeni za sprejemanje pomembnih finančnih odločitev v življenju.

Keywords

finančna pismenost;mladi;Slovenija;diplomske naloge;

Data

Language:	Slovenian
Year of publishing:	2020
Typology:	2.11 - Undergraduate Thesis
Organization:	UM FOV - Faculty of Organizational Sciences
Publisher:	[G. Savanović]
UDC:	37.014
COBISS:	42605827
Views:	582
Downloads:	93
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Financial literacy of young people in slovenia
Secondary abstract:	We live in a very dynamic and volatile economic environment, which requires economic entities to constantly make business decisions, based on asymmetric information that has different economic effects. There is a need for economic operators to have relatively sufficient knowledge of finance and management if they are to generate adequate cash flows and profits. In academic circles, a special term was formed or. a construct of financial literacy, which unfortunately does not have a uniform definition or is not precisely quantified, but the term roughly means an individual's knowledge and skills in the field of finance and financial risk assessment, with the aim of making appropriate business decisions. In the diploma thesis we researched the state of financial literacy among young people in Slovenia. We found that young people in Slovenia are neither financially literate, are extremely indifferent to financial management, nor are they financially responsible, have a neutral attitude towards finances and parental influence, and the financial literacy of young people is extremely neutral. There is a research gap in Slovenia in the field of financial literacy of young people. Educational institutions should include content on financial literacy in their curricula. Young people need to be motivated to be more financially literate and thus more empowered to make important financial decisions in life.
Secondary keywords:	financial literacy;financial risk;financial knowledge;business decisions;financial management;
Type (COBISS):	Bachelor thesis/paper
Thesis comment:	Univ. v Mariboru, Fak. za organizacijske vede
Pages:	V, 58 f.
ID:	12111122