(magistrska diplomska naloga)
Tomaž Sever (Author), Damjan Možina (Mentor)

Abstract

Slovenija je država, ki na ustavni ravni zagotavlja socialno državo. Da se lahko ta sicer programska določba Ustave Republike Slovenije uresničuje, je potrebno zagotoviti ustrezno zagotavljanje sredstev javnim socialnim zavodom, predvsem Zavodu za zdravstveno zavarovanje Slovenije in Zavodu za pokojninsko in invalidsko zavarovanje Slovenije, ki predstavljata temelj socialne države. Poleg zagotavljanja sredstev tem zavodom, velja enako mero pozornosti nameniti tudi odlivom iz socialne blagajne. V kolikor izdatki iz blagajne ne izvirajo iz zakonsko opisanih dolžnosti zavodov, je potrebno poskrbeti, da se sredstva vrnejo v blagajno. Prav tak primer predstavljajo škode, ki so nastale kot posledica uporabe motornega vozila. Pri analizi zakonske ureditve in posledicah trenutne ureditve pridemo do sklepa, da Zakon o obveznih zavarovanjih v prometu v določeni meri omogoča razbremenitev povzročitelja škode in zavarovalnice, pri kateri ima slednji zavarovano odgovornost na škodo Zavoda za pokojninsko in invalidsko zavarovanje ter na račun delodajalcev. Pri tem se v tem delu osredotočim na problematiko zakonskega poimenovanja povračilnih zahtevkov, kot odškodninskih zahtevkov, saj menim, da gre za regresno oziroma natančneje subrogacijsko razmerje med Zavodom za zdravstveno zavarovanje Slovenije, Zavodom za pokojninsko in invalidsko zavarovanje in povzročiteljem škode in odgovornostno zavarovalnico. Po mojem mnenju bi pravilno poimenovanje in ureditev doprinesla k pravičnejši obravnavi vseh deležnikov, zlasti glede na dejstvo, da gre v primeru obveznega zavarovanja avtomobilske odgovornosti za socializacijo rizika, ki ga je potrebno pravilno razporediti in zagotoviti, da ta riziko nosijo odgovorne osebe.

Keywords

Subrogacija;regresni zahtevki;socialna zavarovanja;zavarovanje avtomobilske odgovornosti;Zavod za zdravstveno zavarovanje Slovenije;Zavod za pokojninsko in invalidsko zavarovanje Slovenije;odškodninska odgovornost;prometne nesreče;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: UL PF - Faculty of Law
Publisher: [T. Sever]
UDC: 347(043.2)
COBISS: 49419779 Link will open in a new window
Views: 493
Downloads: 77
Average score: 0 (0 votes)
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Other data

Secondary language: English
Secondary title: Areimbursement claims of public social institutions against insurance companies on the basis of motor liability insurance
Secondary abstract: Slovenia is a country that provides a welfare state at the constitutional level. In order for this otherwise program provision of the Constitution of the Republic of Slovenia to be implemented, it is necessary to ensure adequate funding of public funds to public social institutions, especially the Health Insurance Institute of Slovenia and the Pension and Disability Insurance Institute of Slovenia, which are the foundation of the welfare state. In addition to providing funds to these institutions, the same amount of attention should be paid to outflows from the social fund. If the outflows from the treasury do not originate from the legally described duties of the institutions, it is necessary to make sure that the funds are returned to the treasury. The damage caused by the use of a motor vehicle is just such an example. In analyzing the legal regulation and the consequences of the current regulation, we come to the conclusion that the Compulsory Transport Insurance Act to some extent enables the relief of the perpetrator and the insurance company with which the latter has insured liability for damage to the Pension and Disability Insurance Institute and employers. In this part, I focus on the issue of statutory naming of reimbursement claims as compensation claims, as I believe that it is a recourse or more precisely subrogation relationship between the Health Insurance Institute of Slovenia, the Pension and Disability Insurance Institute and the claimant and the liable insurance company. In my opinion, the correct naming and regulation would contribute to a fairer treatment of all parties involved, especially given the fact that compulsory motor third party liability insurance involves the socialization of risk, which needs to be properly allocated and ensured by those responsible.
Secondary keywords: Subrogation;recourse claims;social insurance;motor liability insurance;Health Insurance Institute of Slovenia;Pension and Disability Insurance Institute of Slovenia;liability for damages;traffic accidents;
Type (COBISS): Master's thesis/paper
Study programme: 0
Embargo end date (OpenAIRE): 1970-01-01
Thesis comment: Univ. v Ljubljani, Pravna fak.
Pages: 52 f.
ID: 12506123