Secondary abstract: |
Banking supervision is an essential aspect of modern financial systems, which is very important to take risks on the side of the bank, to protect investors, the national safety net, and the economy as a whole, against system failure of banks and their consequences. In the part of this diploma project, the main topic was the definition of different methods of supervision in the banking system. It was also the main goal. We focused on two countries, Slovenia and North Macedonia. The purpose of this project was to get to know the banking system from both countries, which we named before, and their way of supervision. Firstly, we collected and analyzed different data, and then we separated them into two groups. The project consists of two parts. In the first part, we present the banking system and the method of supervision for both countries, and then in the second part, we analyze and compare them. We found out, that the countries have different ways of doing things. In Slovenia, the supervision of the banking system is controlled by ECB with EMN and is divided into important and less important banks, with ECB supervising the important ones and the Bank of Slovenia supervising the less important ones, by the instruction of EMN. In North Macedonia, the only supervising agency is the Central bank, which supervises the banking system with the help of prescribed supervision rules. |