(magistrsko diplomsko delo)
Urška Kenda (Author), Marko Kambič (Mentor)

Abstract

V grobem lahko zavarovanja terjatev razdelimo na dve temeljni obliki – stvarna (realna) zavarovanja in osebna (personalna) zavarovanja. S stvarnim zavarovanjem upnik pridobi omejeno stvarno pravico na predmetu zavarovanja, iz katerega se lahko upnik poplača, v primeru neizpolnitve zavarovane terjatve. Z osebnim zavarovanjem pa se dolžnik le dodatno zaveže ali pa se poleg dolžnika k izpolnitvi obveznosti zaveže še tretja oseba. Po rimskem pravu je bila najpomembnejša oblika obligacijskopravnega zavarovanja terjatev zagotovo poroštvo, redoma pa so za zavarovanje svojih terjatev uporabljali tudi pogodbeno kazen. Dodatno si je lahko upnik zavaroval svoj položaj še z vpeljavo razdornega dogovora ter s prevzemom dolga s pomočjo postopka pasivne novacije in prevzema pravdnega zastopstva za dolžnika. Vsi zgoraj navedeni instituti so vneseni tudi v sodobno slovensko pravo in v svojem bistvu še naprej ostajajo nespremenjeni. Kljub temu se je zaradi zapletenosti ekonomskih odnosov in globalizacije pojavila potreba po še dodatnih oblikah zavarovanja, kot so bančna garancija in bančni akreditivi.

Keywords

poroštvo;pogodbena kazen;razdorni dogovor;prevzem dolga;pristop k dolgu;bančna garancija;bančni akreditiv;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: UL PF - Faculty of Law
Publisher: [U. Kenda]
UDC: 34(091)(043.2)
COBISS: 70829059 Link will open in a new window
Views: 378
Downloads: 53
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Other data

Secondary language: English
Secondary title: Personal debt security in the Roman and Slovenian legal systems
Secondary abstract: The thesis compares the concept of personal debt security in the Roman and the modern Slovenian legal system. In general, the creditor can secure the fulfilment of his debt in two different ways – with real security and personal security. In the first case, the creditor asks to be allocated a certain item belonging to the debtor from which he will be able to obtain satisfaction. In the second case, the debtor can promise additional commitments to secure his debt, or the creditor asks other parties to guarantee fulfilment of the principal obligation. The most important personal security in Roman law was suretyship, although contractual penalties were regularly promised too. In addition, the creditor was able to secure his position by using lex commissoria and debt assumption, which could be achieved by debtor delegation or the procedural representation of a debtor in a suit. All the institutes mentioned above are also incorporated into modern Slovenian law and their essence remains unchanged even after more than a thousand years. Nevertheless, due to the complexity of economics relations and globalization, the need for additional forms of insurance arose, such as bank guarantees and letters of credit.
Secondary keywords: suretyship;contractual penalty;lex commissoria;debt assumption;approaching debt;bank guarantee;letter of credit;
Type (COBISS): Master's thesis/paper
Study programme: 0
Embargo end date (OpenAIRE): 1970-01-01
Thesis comment: Univ. v Ljubljani, Pravna fak.
Pages: 48 f.
ID: 13140542