Analiza prodaje NLB

diplomsko delo visokošolskega študijskega programa Varnost in policijsko delo

Špela Rezec (Author), Bojan Dobovšek (Mentor)

Abstract

Poudarek v diplomskem delu se nanaša na vprašanje, ali je bila prodaja NLB-ja sploh potrebna, in ali je v času prodaje prišlo do morebitnih nepravilnosti. Problematika se je pričela z ustanovitvijo dveh bank: Nove kreditne banke Maribor in Nove ljubljanske banke. Ob osamosvojitvi leta 1991 je Slovenija ustanovila Banko Slovenijo z namenom nadzorovanja nemotenega denarnega toka ter poslovanja na področju financ. Kasneje je NLB šokirala z novico o ideji, da se bo banka privatizirala. Program za privatizacijo je bil začrtan že leta 2001. Ta naj bi doprinesla večjo in boljšo konkurenčnost med državami, povečanje ekonomske uspešnosti in pridobitev prihodka za namen kritja neto stroškov preteklih sanacij bank. V nadaljevanju se osredotočamo na vlogo banke v gospodarstvu, saj kot kreditna institucija opravlja storitve in ima dovoljenje, da lahko posluje z dajanjem kreditov in depozitov. Evropska komisija je leta 2012 sprejela poročilo o mehanizmu opozarjanj, saj so ugotovili, da je v Sloveniji čezmejni obstoj makroekonomskega ravnotežja. Kasneje je Slovenija Bruslju predložila Nacionalni reformni program 2013–2014 in Program stabilnosti za obdobje 2012–2016. Banka se je bila primorana dokapitalizirati, saj so na podlagi pregleda kakovostnih sredstev (AQR) v banki ugotovili negativni kapital, kar bi v nasprotnem primeru pomenilo stečaj banke. Dokapitalizacija se je izvedla leta 2013 – po tem, ko je Evropska komisija izdala odločbe o državnih pomočeh. V letu 2010 se je v Sloveniji zgodila finančna afera imenovana Farrokh, ki smo jo v tem delu podrobneje analizirali. Cilj privatizacije, dokapitalizacije in prodaje banke je ključni dejavnik k prispevanju povečanja konkurenčnosti na trgu, učinkovitosti poslovanja bančnega sistema kot celote ter za zdravo okolje, kjer bi prebivalcem nudili sodobne storitve.

Keywords

Nova ljubljanska banka (NLB);dokapitalizacija;prodaja;diplomske naloge;

Data

Language:	Slovenian
Year of publishing:	2024
Typology:	2.11 - Undergraduate Thesis
Organization:	UM FVV - Faculty of Criminal Justice
Publisher:	[Š. Rezec]
UDC:	336.71(043.2)
COBISS:	186169347
Views:	49
Downloads:	6
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	NLB sales analysis
Secondary abstract:	The focus of the thesis is on whether the sale was necessary in the first place, and whether there were any irregularities at the time of the sale. The issue started with the establishment of two banks; Nova kreditna banka Maribor and NLB. At the time of independence in 1991, Slovenia established Banka Slovenije with the aim of controlling the flow of money and conducting financial business in a controlled and undisturbed manner. Later on, NLB shocked the public with the news of the idea that the bank would be privatised. The privatisation programme had already been outlined in 2001. It was to bring greater and better competition between countries, increase economic performance and raise revenue to cover the net costs of past bank bailouts. In the following, we focus on the role of the bank in the economy, as a credit institution providing services and licensed to engage in the business of lending and deposit taking. In 2012, the European Commission adopted the Alert Mechanism Report, as Slovenia was found to be in macroeconomic imbalance across borders. Subsequently, Slovenia submitted its National Reform Programme 2013-2014 and Stability Programme for 2012-2016 to Brussels. The bank was forced to recapitalise as the Asset Quality Review (AQR) found negative capital in the bank, which would have otherwise led to the bank's bankruptcy. It was carried out in 2013 after the European Commission issued state aid decisions. In 2010, a financial scandal called the Farrokh scandal took place in Slovenia, which we analysed in more detail. The aim of the privatisation, recapitalisation and sale of the bank is a key factor in contributing to the increase of competitiveness in the market, the efficiency of the business and the banking system as a whole and a healthy environment where we would offer modern services to the population and to the development of banking in the country as well as the economy.
Secondary keywords:	Banke in bančništvo;Privatizacija;Pranje denarja;Univerzitetna in visokošolska dela;
Type (COBISS):	Bachelor thesis/paper
Thesis comment:	Univ. v Mariboru, Fak. za varnostne vede, Ljubljana
Pages:	VII f., [32] str.
ID:	22958064