Menjava standarda sporočil plačilnih nalogov v Gorenjski banki

diplomsko delo

Bernarda Kejžar (Author), Uroš Rajkovič (Mentor), Andreja Pucihar (Co-mentor), Aljaž Toman (Co-mentor)

Abstract

Zaključno delo se osredotoča na implementacijo novih standardov plačilnega sistema v Gorenjski banki, ki so bili določeni s strani Evropske centralne banke in so začeli veljati nenadoma. Vključuje podroben pregled novih XML sporočil, zlasti ključnih obveznih podatkov, v skladu s standardom ISO 20022 v plačilnem sistemu TARGET2. Obstoječa sporočila za čezmejna plačila so bila zasnovana v povsem drugačnem formatu, zato smo morali v banki procedure zasnovati, na novo prilagoditi zapisom ter jih dodatno digitalizirati. Standardi za tuje naloge ostajajo nespremenjeni do leta 2025, zato smo vzpostavili dva vzporedna procesa, ki morata delovati nemoteno in sinhrono . Glavni cilj naloge je analizirati in implementirati procese za uporabo novega standarda. Vse ugotovitve bomo upoštevali v bodoče pri implementaciji XML sporočil tujega plačilnega sistema. V nalogi so podrobno opisani načrti procesov, cilji dela, predvideni rezultati ter uporabljene metode, tehnike in orodja. Rezultati naloge bodo služili za pomoč pri realizaciji tujih plačilnih nalogov, katere moramo preusmeriti v nove standarde do novembra 2025. Predstavljeni procesi so podrobno obravnavani v bančnem okolju in so prilagojeni za nemoteno delovanje v njem.

Keywords

bančne storitve;digitalizacija procesov;plačilni sistem;plačilni sistem SWIFT;storitve TARGET;

Data

Language:	Slovenian
Year of publishing:	2024
Typology:	2.11 - Undergraduate Thesis
Organization:	UM FOV - Faculty of Organizational Sciences
Publisher:	[B. Kejžar]
UDC:	336.71
COBISS:	197523203
Views:	7
Downloads:	1
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Change of standard of communications on payment orders in gorenjska banka
Secondary abstract:	The final project focuses on the implementation of new payment system standards at Gorenjska banka, which were mandated by the European Central Bank and came into effect suddenly. It includes a detailed review of the new XML messages, particularly the key mandatory data, in accordance with the ISO 20022 standard in the TARGET2 payment system. Existing messages for cross-border payments were designed in a completely different format, so we had to redesign procedures at the bank, adapt records anew, and further digitize them. Standards for foreign transactions remain unchanged until 2025, so we have established two parallel processes that must operate smoothly and synchronously. The main objective of the task is to analyze and implement processes for the use of the new standard. All findings will be taken into account in the future implementation of XML messages for the foreign payment system. The project details process plans, work objectives, expected outcomes, as well as the methods, techniques, and tools used. The project results will serve to assist in the realization of foreign payment orders, which must be redirected to new standards by November 2025. The presented processes are thoroughly discussed in the banking environment and are adapted to operate smoothly within it.
Secondary keywords:	Banke in bančništvo;Univerzitetna in visokošolska dela;
Type (COBISS):	Bachelor thesis/paper
Thesis comment:	Univ. v Mariboru, Fak. za organizacijske vede
Pages:	V, 36 f.
ID:	23366243