delo diplomskega seminarja
Bojana Ferlič (Author), Samo Bobek (Mentor)

Abstract

V diplomski nalogi z naslovom Rešitve in tehnologije elektronskega plačevanja smo se osredotočili na elektronsko plačevanje, ki postaja nepogrešljivo v našem življenju. V današnjem času, ko je tehnologija v razcvetu, je elektronsko plačevanje pridobilo na popularnosti. Ne predstavljamo si več življenja brez računalnikov in mobilnikov, ki nam omogočajo številne načine elektronskega plačevanja storitev in izdelkov. Elektronsko plačevanje nam prinaša številne prednosti, ki so predvsem prihranek časa in denarja, pa tudi slabosti, kot so razne zlorabe naših plačilnih instrumentov. Prav tako smo se v diplomski nalogi osredotočili na spletno bančništvo Nove KBM in Nove Ljubljanske banke. Primera, ki smo jih navedli v diplomskem seminarju, dokazujeta, da narašča uporaba spletnih bank in da je za varnost zelo dobro poskrbljeno. To pomeni, da ljudje vedno bolj zaupajo v spletno bančništvo, saj s tem prihranijo čas in denar. Vendar se starejša generacija še vedno poslužuje tipičnega gotovinskega poslovanja, saj jih večina ne zna uporabljati računalnika, kaj šele spletne banke. Primerjava med Bank@Netom in NLB Klikom ni velika, saj obe spletni banki ponujata enake storitve po skoraj enakih cenah. Banke in uporabniki se zavedajo, da bo spletno bančništvo vedno bolj pomembno in da ga bo uporabljalo vse več uporabnikov, zato morajo spletne banke dati velik poudarek na svoji varnosti, saj je varnost na prvem mestu za uporabnika.

Keywords

elektronsko poslovanje;elektronski denar;elektronsko bančništvo;plačilni instrumenti;storitve;varnost;zlorabe;

Data

Language: Slovenian
Year of publishing:
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [B. Ferlič]
UDC: 004.738.5:336.71
COBISS: 11526940 Link will open in a new window
Views: 1274
Downloads: 204
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Other data

Secondary language: English
Secondary title: Solutions and technologies of electronic payment
Secondary abstract: In my diploma thesis Solutions and Technologies of Electronic Payment we have focused on electronic payment that is becoming indispensible in our everyday life. Nowadays, when technology is blooming, electronic payment has become popular. We cannot imagine our lives without computers and cell phones anymore, since these devices allow us to pay for services and products electronically. Electronic payment has many advantages, such as time and money saving. However, it also has some disadvantages, such as a fraud of our payment instruments. Moreover, in my diploma thesis, we have focused on online banking of two banks – Nova KBM and Nova Ljubljanska banka. The examples given in the diploma thesis prove that the use of online banking is increasing and that safety is provided. This means that people have grater trust in online banking, since it is time and money saving. However, the older generation still uses the traditional cash payment system, since many cannot use computers or online banking. When comparing Bank@Net and NLB Klik, we see no greater difference, since both banks offer equal services at almost equal price. Banks and the users are aware that online banking is becoming more important, and that more users will be using it in the future. Therefore, online banks have to focus on their safety, since safety is the most important to the users.
Secondary keywords: electronic payment;online banking;frauds;safety;electronic payment instruments;Bank@Net;NLB Klik.;
URN: URN:SI:UM:
Type (COBISS): Final seminar paper
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: 52 str.
ID: 8726195