Pranje denarja - analiza primerov

diplomsko delo univerzitetnega študija

Blaž Ozimek (Author), Bojan Dobovšek (Mentor)

Abstract

V diplomskem delu sem poskušal predstaviti pranje denarja kot pojem, opisal sem njegovo definicijo s pomočjo definicij različnih organizacij, poskušal sem ga umestiti, oziroma najti njegovo vlogo, kot kaznivo dejanje, v gospodarskem kriminalu. V začetku sem razložil izvor te besedne zveze in se nato osredotočil bolj na statistične podatke, ki sem jih pridobil s spletnih strani evropskih ter svetovnih organizacij, pa tudi s strani Urada za preprečevanje pranja denarja. Predstaviti sem poskušal, koliko opranega denarja se pravzaprav pretaka po svetu, koliko ga uhaja čez meje držav, ki nato trpijo posledice v obliki gospodarske in finančne krize, saj se denar, ki uhaja, porablja za kriminalne namene, namesto da bi se vlagal v razne projekte in s tem omogočal gospodarski razvoj. Opisal sem določene organizacije, ki v tesnem sodelovanju bijejo boj zoper pranje denarja. Predstavil sem nekaj predpisov, zakonov in priporočil, da bi prikazal njihovo medsebojno dopolnjevanje in njihov vpliv na zakonodajo v državah, ki so članice organizacij ali skupnosti (OZN, FATF, Moneyval, UNOCD, Europol, Interpol, EU, …) in so ta načela, vrednote in spremembe v zakonodaji sprejele, s tem pa bistveno prispevale v boju zoper finančni oziroma gospodarski kriminal. S primeri sem poskušal prikazati, kakšne vrste pranja denarja imamo pri nas in stopnjo raziskanost le teh. Primere sem med seboj primerjal in ugotavljal razlike ter podobnosti v višini zneska, ki so ga posamezniki ali skupine oprale, iskal sem podobnosti v metodah pranja tega »umazanega« denarja in prišel do zaključka, da so si primeri med seboj podobni. Razlog za to so luknje v zakonodaji, ki so jo pisale elite po svoji volji, s tem pa pripeljale nove vrednote, ki stremijo k hitremu in velikemu zaslužku, ne glede na to ali je poslovanje družb ali posameznikov legalno ali ne. Glede na svoje ugotovitve meni, da je pri nas še veliko za urediti, če želimo kontrirati tem nezakonitim poslom, to pa lahko le z suvereno in učinkovito zakonodajo, s sankcioniranje vodilnih, ki so se dokazano ukvarjali s pranjem denarja, korupcijo in drugimi kaznivimi dejanji ter z uvedbo novih vrednot in načel, ki stremijo k razvoju države, to pa omogočata finančna stabilnost države in njen gospodarski razvoj.

Keywords

gospodarska kriminaliteta;pranje denarja;preprečevanje;preiskovanje;primeri;diplomske naloge;

Data

Language:	Slovenian
Year of publishing:	2013
Typology:	2.11 - Undergraduate Thesis
Organization:	UM FVV - Faculty of Criminal Justice
Publisher:	B. Ozimek]
UDC:	343.37(043.2)
COBISS:	2689002
Views:	2870
Downloads:	866
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary abstract:	In my thesis I have tried to present money laundering as a concept, I described its definition by using the definitions of various organizations, I tried to install it and find its role as a criminal offense in economic crime. In the beginning I explained the origins of this phrase, and then focused more on the statistics that I have gained from the websites of European and world organizations, as well as from the Office for Money Laundering Prevention. I tried to present how much »dirty« money is actually flowing through the world, how it escapes across borders of countries, which then suffer the consequences in the form of economic and financial crisis since the money that is escaping, is used for criminal purposes, instead of being invested in various projects, thereby enabling economic development. I described some organizations that are waging a fight in close cooperation against money laundering. I introduced some regulations, laws and recommendations in order to demonstrate their complementarities and their impact on legislations in the countries which are members of the organization or communities (UN, FATF , MONEYVAL , UNODC , Europol , Interpol , EU, ... ), and these principles, values and changes are adopted their legislations, thereby significantly contributing to the fight against economic and financial crime. In the examples I have tried to show what kind of money laundering we are facing and the level of these researches. I than compared each other and identified the differences and similarities of the amount of money that has been laundered by certain individuals, I was looking for similarities in the methods of laundering "dirty" money and came to the conclusion that the cases are similar . This is due to the holes in the law, which were written by the elites and thus resulted in new values, aimed at rapid and substantial earnings, regardless of whether the operations of companies or individuals was legal or not. Trough my findings I am sure that, if we want to counter this illegal business, we have to make sovereign and effective legislations to punish leaders who have been proven to have dealt with money laundering, corruption and other offenses and with the introduction of new values and principles which are aimed at providing financial stability of the country and its economic development.
URN:	URN:SI:UM:
Type (COBISS):	Bachelor thesis/paper
Thesis comment:	Univ. v Mariboru, Fak. za varnostne vede, Ljubljana
Pages:	51 str.
ID:	8727024