Primerjalna analiza stroškovne učinkovitosti bank v EU

delo diplomskega seminarja

Leja Fišer (Author), Tanja Markovič-Hribernik (Mentor)

Abstract

V diplomskem seminarju smo predstavili pojem učinkovitosti bank in opisali različne metodologije, ki se uporabljajo za izračun stroškovne učinkovitosti. Za ugotavljanje stroškovne učinkovitosti se v bančni praksi najpogosteje uporablja finančni kazalnik CIR, ki se uvršča med enostavnejše pristope. Zaradi tega smo tudi v diplomskem seminarju obravnavali stroškovno učinkovitost bančnih sektorjev na osnovi finančnega kazalnika CIR. Poleg tega smo predstavili dejavnike, ki vplivajo na različne izide stroškovne učinkovitosti med bančnimi sektorji ter navedli slabosti kazalnika CIR, ki jih je moč zaslediti v nekaterih študijah. Izpostavili smo tudi slovenski bančni sektor, pri čemer smo analizirali doseženo stroškovno učinkovitost glede na ostale vključene bančne sektorje in bistvene probleme, s katerimi se slovenski bančni sektor sooča.

Keywords

banke;bančno poslovanje;učinkovitost;stroškovna učinkovitost;finančni kazalniki;slabosti;primerjalna analiza;EU;

Data

Language:	Slovenian
Year of publishing:	2013
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[L. Fišer]
UDC:	336.71
COBISS:	11557148
Views:	1459
Downloads:	205
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Comparative analysis of cost efficiency in EU banking sector
Secondary abstract:	In this paper we presented the concept of bank efficiency and defined different methodologies that are used when measuring cost efficiency of banks. The ‘’Cost to Income Ratio” (CIR) financial ratio is one of the simplest approaches for measuring cost efficiency and it is also the most frequently used one in banking practice. Therefore, we examined the cost efficiency of a number of banking sectors with CIR. In addition, we presented the variables that have an influence on different results of cost efficiency across banking sectors. Based on literature review, we included the drawbacks of this financial ratio as well. We also focused on the Slovenian banking sector by analysing its achieved cost efficiency compared with other banking sectors presented in our paper and by analysing the main problems of Slovenian banking sector.
Secondary keywords:	cost efficiency;financial ratio CIR;EU banking sector;
URN:	URN:SI:UM:
Type (COBISS):	Final seminar paper
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	48 str.
ID:	8727771