Projekt implementacije poenotenega sistema čezmejnih plačil - SEPA

diplomsko delo

Barbara Černec (Author), Sebastjan Strašek (Mentor)

Abstract

Projekt SEPA je nedvomno velik korak pri vzpostavitvi enotnega gospodarskega trga v Evropski uniji. Vse od nastanka skupne evrske valute je težnja, da bi prebivalci in podjetja, v evropski uniji uporabljali plačilne storitve pod enakimi pogoji. Vzpostavitev takšnega okolja ni samo velik tehnološki zalogaj, zahteva tudi precej prilagoditev na ostalih področjih, kot na primer na zakonodajnem, na področju standardizacije, gotovinskega poslovanja... Glede na tehnološki napredek najbrž tudi ni za pričakovati, da se bo po uradnem zaključku projekta le ta tudi dejansko končal, bolj verjetno je to šele začetek enotnega poslovanja, ki bo z leti dobival vedno nove razsežnosti. Sploh na področju poslovanja z gotovino je pričakovati napredek v smislu razvoja alternativnih oblik plačevanja (mplačila,kartice…) z namenom racionalizacije stroškov poslovanja z gotovino. Vzpostavitev enotnega plačilnega sistema na tako širokem geografskem področju je proces, ki se nikoli čisto ne konča.

Keywords

SEPA;plačila;plačilni sistemi;plačilni promet;Evropska unija;Slovenija;usklajevanje;

Data

Language:	Slovenian
Year of publishing:	2014
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[B. Černec]
UDC:	336.71
COBISS:	11753500
Views:	995
Downloads:	80
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Unified crossborder payments system (SEPA) implementation project
Secondary abstract:	The SEPA project is a big step in establishing a unified economic market in the European Union. Ever since the common euro currency was created, there has been a tendency for EU inhabitants and companies to use payment services under the same conditions. Establishing such an environment is not only a great technological feat but also requires quite a few adjustments in other areas, such as in legislation, in the field of standardization, cash operations, etc. Considering the technological advances, it is also not to be expected for the project to actually end once it is officially finished; it is more likely that this is only the beginning of unified operations that will acquire new dimensions with time. In the area of cash operations in particular, progress is to be expected with regard to the development of alternative payment methods (mobile payments, cards, etc.) with the purpose of rationalizing the costs of cash operations. The establishment of a unified payment system in such a broad geographic area is a process which never completely ends.
Secondary keywords:	SEPA;cross border payments;migration;credit transfer scheme;direct debit sheme;card payments;payment infrastucture;implementation;payment instruments.;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	38 str.
ID:	8728870