Bančno kreditiranje podjetij v Sloveniji

diplomski projekt

Katja Edelbaher (Author), Silvo Dajčman (Mentor)

Abstract

Za uspešno sodelovanje banke in podjetij je potrebno uskladiti dvoje nasprotujočih se interesov: interes podjetja, ki želi pridobiti kar najcenejše vire financiranja, in interes banke, ki želi doseči čim večji dobiček, s čim manjšim tveganjem oziroma ustreznim zavarovanjem. Diplomski projekt z naslovom Bančno kreditiranje podjetij v Sloveniji v teoretičnem delu obravnava kreditne storitve banke, vrste kratkoročnih in dolgoročnih kreditov podjetjem, ter cilje bank pri kreditiranju podjetij. Nadalje obravnava značilnosti poslovnega odnosa med podjetjem in banko, vpliv bonitete na pridobitev kredita in opis zavarovanj bančnih kreditov. V zadnjem delu diplomskega projekta smo analizirali bančno kreditiranje podjetij od leta 2004 do 2013 v Sloveniji, spreminjanje števila bank in hranilnic, značilnosti odobrenih kreditov v povezavi s gospodarskimi razmerami, obseg odobrenih bančnih kreditov podjetjem, spreminjanje cene kreditov po posameznem letu in bančno kreditiranje po dejavnostih, pri čemer smo izpostavili predelovalne dejavnosti, gradbeništvo in trgovino.

Keywords

banke;krediti;kreditiranje;kreditna sposobnost;kreditno tveganje;zavarovanje;

Data

Language:	Slovenian
Year of publishing:	2014
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[K. Edelbaher]
UDC:	336.77(043.2)
COBISS:	11866396
Views:	1224
Downloads:	185
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Bank crediting of companies in Slovenia
Secondary abstract:	For successful cooperation between banks and companies it is necessary to reconcile conflicting interests. Interest of companies is to obtain cheapest sources of funding, and at the other side, interest of banks to achieved profit with lower risk or appropriate insurance. Diploma project with title Bank crediting of companies in Slovenia in theoretical part talks about credit banking services, which are types of short-term and long-term credits to companies and goals of banks in crediting companies. Further it goes about, characteristics of the business relationship between banks and companies, impact of the credit rating to obtain credit and description of the insurances which are insure bank if companies not repay approved credit. Then we analyzed bank crediting of companies from year 2004 to year 2013 in Slovenia, how it is changing the number of banks, characteristics of approved credits in relation to economic conditions, the amount of approved credits to companies, changing price of credit at individual year and bank crediting by activity, where we are expose manufacturing, construction and trade.
Secondary keywords:	bank;loan;crediting of companies;credit risk;credit rating;creditworthiness;credit insurance;
URN:	URN:SI:UM:
Type (COBISS):	Final seminar paper
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	35 str.
ID:	8730624