Elektronski plačilni promet

diplomsko delo

Simon Klavž (Author), Samo Bobek (Mentor)

Abstract

V diplomskem delu smo zaradi razjasnitve pojmov najprej predstavili plačilni promet in elektronsko bančništvo, ki sta osnova za izvajanje elektronskega plačilnega prometa. Navedli smo prednosti in slabosti, ki pomagajo pri odločitvi za takšno obliko storitev. Nadalje smo opisali elektronske plačilne instrumente in predstavili različne možne načine plačevanja. Postopki plačevanja vedno bolj težijo k enostavnosti in dostopnosti za uporabnika. Opisali smo potek plačevanja in navedli elemente, ki so potrebni, da bo plačilo uspešno izvedeno ter da ne bo prihajalo do nepotrebnih stroškov. Tudi sistemi, ki so podpora bančništvu za prenos podatkov se spreminjajo in poenostavljajo, zato smo jih nekaj predstavili, izpostavili pa sistem SEPA, ki teži k poenotenju in nižanju stroškov. Izredno pomemben element pri tako občutljivih stvareh kot je denar in vse kar je povezano z njim, pa je varnost. Strokovnjaki na tem področju ne smejo počivati in morajo nuditi vso možno podporo, da ne pride do zlorab. V zaključku diplomskega dela pa smo za primer vzeli tri slovenske banke in primerjali cene elektronskega plačilnega prometa in ločeno v dveh tabelah predstavili rezultate za fizične in pravne osebe.

Keywords

elektronsko bančništvo;plačilni promet;elektronski plačilni promet;plačilni instrumenti;SEPA;varnost;

Data

Language:	Slovenian
Year of publishing:	2014
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[S. Klavž]
UDC:	336.71:004.738.5
COBISS:	12007964
Views:	1477
Downloads:	136
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Electronic payment
Secondary abstract:	In my diploma work we first introduced payment and electronic banking, which are the basis for the implementation of electronic payments. We have listed some pros and cons to help you decide on this kind of service. Furthermore, we examined the electronic payment instruments and presented various possible methods of payment. Methods of payment are increasingly tending to simplicity and accessibility for the user. We describe the course of payment and indicate the elements that are necessary to the payment is successful, and that does not lead to unnecessary costs. Even systems that are Banking support for data transfer are changing and simplifying, so we present some systems, pointing out the SEPA system, which aims to standardize and lowering costs. Extremely important element in such sensitive matters such as money and everything associated with it, is security. Experts in this field must not rest and must provide all possible support to prevent abuse. In conclusion, we have taken an example of three Slovenian banks and compare the prices of electronic payments and separately in two tables present the results for legal persons and other persons.
Secondary keywords:	electronic banking;electronic payment services;payment instruments;SEPA.;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	45 str.
ID:	8762436