magistrsko delo
Maja Blaj (Author), Simona Sternad (Mentor)

Abstract

Tehnološke spremembe in razmah elektronske informacije sta v svetu povzročila številne preobrate in spremembe. Človek je povsod, tudi če še ni bil pripravljen, vpet v načine elektronskega poslovanja in tudi v bankah je tako. Magistrsko delo je usmerjeno k raziskovanju in opisovanju pojmov s področja elektronskega bančništva, varnosti le tega in morebitnih oblik zlorab. Oblike elektronskega poslovanja so tudi predstavljene na primeru Delavske hranilnice d.d., opredeljena pa je uporaba bančnih instrumentov, ki jih uporabljamo v vsakdanjem življenju in so del elektronskega poslovanja. Elektronsko bančništvo predstavlja tudi številne prednosti in slabosti, ki so predstavljene glede na uporabnika in banko, posebno mero zanimanja pa je potrebno posvetiti ravno varnosti in mogočim oblikam zlorab elektronskega bančništva. Razvoj tehnologije je pripomogel tudi storilcem kaznivih dejanj, da lažje dostopajo do naših financ, saj je izvrševanje kaznivih dejanj postalo enostavnejše in bistveno bolj prikrito, predvsem zaradi nerazumevanja uporabnikov, kar pa predstavlja bistven problem. Predstavljene so posamezne oblike zlorab v svetu in Sloveniji. Del pozornosti pa je namenjen tudi Slovenskemu trgu varnosti in oblik zlorab elektronskega bančništva, prav tako pa so izpostavljene bistvene pereče problematike v svetu. Sklepni del naloge je predstavitev naše največje slovenske hranilnice, ki je v času krize povečala svoj delež v Sloveniji, to je Delavska hranilnica d.d. V poglavju so predstavljene oblike elektronske bančništva v hranilnici in varnostni mehanizmi za preprečevanje zlorab. Zlorabe v tem poglavju niso izpostavljene, ker jih v hranilnici skoraj ni.

Keywords

elektronsko bančništvo;spletno bančništvo;mobilno bančništvo;plačilne kartice;bankomati;elektronski podpis;varnost;zlorabe;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [M. Blaj]
UDC: 336.71:004.738.5
COBISS: 12133660 Link will open in a new window
Views: 1503
Downloads: 215
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Other data

Secondary language: English
Secondary title: Forms of electronic banking, safety and abuses in the case of Delavska hranilnica d.d.
Secondary abstract: Technological changes and the expansion of electronic information caused many reversals and changes. Man is everywhere, even if he was not ready yet, clamped in the methods of electronic commerce and it is the same in banks. Dissertation is focused to research and describe concepts in the field of electronic banking, its security and the possible forms of abuse. The forms of electronic commerce are also presented on the example of Delavska Hranilnica d.d. It is also specified the use of bank instruments used every day and which are a part of electronic commerce. Electronic banking also presents a number of advantages and disadvantages, which are presented according to the user and the bank. Special interest could be devoted to security and possible forms of abuse in electronic banking. The development of technology has helped the criminals with easier access to our finances because the enforcement of offenses became easier and much more covert, mainly because of users incomprehension, which represents a significant problem. It presents the individual forms of abuse in the world and Slovenia. Part of the attention is devoted to the Slovenian market, security and electronic banking forms of abuse, as well as being exposed to significant acute problem in the world. Final part of dissertation is the presentation of the biggest Slovenian savings bank, which has increased its market share in Slovenia during the financial crisis. It is Delavska hranilnica d.d. The chapter presents forms of electronic banking in Delavska hranilnica d.d. and security mechanisms to prevent abuse. Abuses in this section are not exposed because there are almost no abuses in Delavska hranilnica d.d.
Secondary keywords: electronic banking;payment cards;ATMs;telephone banking;mobile banking;internet banking;electronic signature;digital signature;Delavska hranilnica d.d.;
URN: URN:SI:UM:
Type (COBISS): Master's thesis/paper
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: [VIII], 63 str.
ID: 8900571