magistrsko delo
Marko Baš (Author), Timotej Jagrič (Mentor)

Abstract

Globalizacijo bi lahko opredelili kot povečano medsebojno odvisnost oz. pomembno medsebojno vplivanje, ki poteka med družbenimi enotami (družinami, institucijami, organizacijami, državami …), ki so med seboj relativno oddaljene v fizičnem prostoru. To velja danes za svet, ki ga poznamo in za katerega lahko trdimo, da je postal globaliziran. Zaradi tega fenomena je gospodarska kriza, ki se je konec leta 2007 začela v Združenih državah Amerike, postala svetovna gospodarska kriza v letu 2008. Ker zavarovalniški sektor predstavlja kar precejšen del svetovnega bruto domačega proizvoda, se je tu kriza tudi močno poznala oz. ga je dodobra prizadela. V magistrskem delu si bomo pogledali, kako je ta kriza vplivala na poslovanje zavarovalnic na dveh največjih trgih, se pravi v Združenih državah Amerike in v Evropski uniji, kot tudi v našem domačem okolju – v Sloveniji. Najprej se bomo poglobili v dogajanje na svetovnem zavarovalniškem trgu v izbranem časovnem obdobju, nato pa na dogajanje na trgih, na katerih delujejo izbrane zavarovalnice. Ugotovili bomo, kakšen je namen finančne analize in kazalnikov poslovanja, ki nam bodo služili pri ugotavljanju razlik med poslovanjem zavarovalnic. V empiričnem delu bomo zbrali podatke zavarovalnic (našteta bodo v poglavju Baza podatkov), zajetih v našo raziskavo. S pomočjo podatkov bomo lahko izračunali izbrane finančne kazalnike, ki nam bodo služili za ugotavljanje statističnih razlik med izbranimi trgi. Z raziskavo bomo poskušali ugotoviti, ali se je zaradi globalizacije poslovanje ameriških, evropskih in slovenskih zavarovalnic statistično razlikovalo in ali jih je kriza prizadela vse v isti meri. Ključne besede: zavarovalništvo, zavarovalniški sektor, analiza poslovanja, finančni kazalniki.

Keywords

zavarovalnice;zavarovalništvo;zavarovalniški trg;analiza poslovanja;finančni kazalniki;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [M. Baš]
UDC: 368:005.52(043.2)
COBISS: 12330012 Link will open in a new window
Views: 1206
Downloads: 275
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Other data

Secondary language: English
Secondary title: Business analysis of insurance companies
Secondary abstract: Globalisation can be defined as the increasing interdependence and important interaction that takes place between social sectors (families, institutions, organizations, countries etc.) which are relatively distant from each other in physical space. This is the case today with the world as we know it and for which it can be argued that it has become globalised. And because of this phenomenon, the economic crisis which began in late 2007 in the United States has reached global proportions in 2008. Since the insurance sector generates a considerable portion of the world's gross domestic product (GDP), the crisis has also been felt in this sector, affecting it significantly. For this reason, our thesis investigated how the crisis has affected the insurance companies’ operations in the two largest markets, namely the United States and the European Union, as well in Slovenia. First, we discuss the developments in the global insurance market during the selected time period, including the developments in the markets in which selected insurance companies operate. We define the purpose of financial analysis and business indicators, which we later used to identify the differences between the insurance companies. In the empirical part, we collected data on insurance companies included in our study, specifying them in the chapter “Baza podatkov” (Database). With the help of the obtained data, we calculated the selected financial indicators used to identify statistical differences between selected markets. Through this study, we tried to determine if there are any statistically significant differences between the US, European and Slovenian insurance companies as a result of globalisation of their operations and whether the crisis has affected all of them to the same extent.
Secondary keywords: insurance business;insurance sector;operation analysis;financial indicators;
URN: URN:SI:UM:
Type (COBISS): Master's thesis/paper
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: IV, 78 str., 11 str. pril.
ID: 9133196