Analiza uspešnosti poslovanja izbranih bank

diplomsko delo

Katja Ivanuš (Author), Lidija Hauptman (Mentor)

Abstract

V današnjem svetu morajo banke, ki želijo preživeti biti konkurenčne drugim bankam, se širiti, razvijati, slediti novim tehnologijam ter nenehno iskati poslovne priložnosti, da postanejo uspešnejše. V diplomski nalogi smo analizirali uspešnost poslovanja bank NKBM d.d., NLB d.d., Abanke Vipa d.d., Raiffeisen banke, banke Sparkasse in Unicredit banke ter jih medsebojno primerjali s kazalniki uspešnosti. Omejili smo se na analizo bank v Sloveniji v obdobju 8 let, to je od leta 2007 do leta 2014. Analiza bank je pokazala, da ima v povprečju banka Abanka Vipa d.d. najvišji donos na kapital med primerljivimi bankami in višji donos na sredstva ter nižjo stopnjo likvidnosti. Pri tem pa je vsaka banka v bančnem sistemu izpostavljena določeni stopnji tveganja, saj obstaja možnost neizpolnitve obveznosti.

Keywords

bančni sistemi;bančno poslovanje;tveganje;donos;uspešnost poslovanja;primerjalna analiza;kazalniki;

Data

Language:	Slovenian
Year of publishing:	2016
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[K. Ivanuš]
UDC:	336.71(043.2)
COBISS:	12463132
Views:	1121
Downloads:	200
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Performance analysis of selected banks
Secondary abstract:	Banks which want to survive in today's world have to be able to compete on the market, have to expand, evolve, follow new technologies and have to seek new business opportunities all the time in order to become more successful. In this diploma thesis work I have analysed the business success of NKBM d.d., Abanka Vipa d.d., Raiffeisen, Sparrkass and Unicredit banks, and compared them amongs each other via with success indicators. I have limited this analysis to a period of 8 years, namely from 2007 untill 2014. The analysis showed that throughout the average, the bank Abanka Vipa d.d. has the highest return on equity among comparable banks, a higher return on assets and a lower level of liquidity. Each bank in the banking system is exposed to a certain level of risk, since there is the possibility of non-fulfilment of obligations.
Secondary keywords:	performance of banks;the banking system profitability indicators;ROA;ROE;credit market margin;indicators of risk;liquidity risk;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	50 f.
ID:	9137748