diplomsko delo
Barbara Belič (Author), Samo Bobek (Mentor)

Abstract

Dandanes je nemogoče najti banko, ki ne bi poslovala elektronsko ter nudila storitev elektronskega bančništva. Internetno bančništvo je kot storitev elektronskega bančništva dalo bankam nove razsežnosti, saj so te večino svojih storitev ponudile kar v svoji spletni poslovalnici. Komitenti bank pa za uporabo spletne poslovalnice potrebujejo le osebni računalnik ter dostop do interneta. Zaradi prednosti uporabe internetnega bančništva, število uporabnikov spletnih bank iz dneva v dan narašča. Za varnost sistemov internetnega bančništva mora biti poskrbljeno z obeh strani, tako s strani banke kot tudi s strani uporabnikov. Banke zagotavljajo varnost na omenjenem področju s pomočjo varnostne tehnologije (požarni zidovi, usmerjevalniki, kriptografija in overjanje), uporabniki pa z rednim posodabljanjem operacijskih sistemov, protivirusnih programov ter s skrbnim varovanjem osebnih podatkov s čimer pripomorejo k višji stopnji varnosti ter zanesljivosti sistemov internetnega bančništva. S spleta pretijo različne nevarnosti, ki posredno in neposredno vplivajo na internetno bančništvo. Virusi, črvi in trojanski konji lahko oslabijo delovanje osebnih računalnikov ter uničijo podatke ter datoteke shranjene na njih. Navedeni škodljivi programi tako posredno vplivajo na spletno bančništvo. Neposredno pa se na internetno bančništvo nanaša pojav lažnih spletnih strani bank (ribarjenje in pharming). Nepridipravi skušajo s pomočjo lažnih spletnih strani priti do podatkov s katerimi imajo kasneje dostop do našega transakcijskega računa.

Keywords

elektronsko bančništvo;varstvo podatkov;plačilni instrumenti;plačilni sistemi;računalniški sistemi;varnost;Slovenija;storitve;procesna tehnika;avtomatizacija;prenos podatkov;prenosni sistemi;internet;programska oprema;računalniški virusi;preventiva;plačila;elektronsko poslovanje;poslovne banke;banke;bančno poslovanje;bančni sistemi;procesna informatika;

Data

Language: Slovenian
Year of publishing:
Source: Rogaška Slatina
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [B. Belič]
UDC: 336.717.11/.15(043.2):004.5/.7(497.4)
COBISS: 9967644 Link will open in a new window
Views: 2499
Downloads: 319
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Other data

Secondary language: English
Secondary title: Internet banking systems security - the case of Klik NLB
Secondary abstract: Nowadays it is impossible to find a bank which does not run business electronically and offers services of electronic banking. Internet banking as service of electronic banking has given new extensions to banks, because they offered most of their services in their so called “virtual banks”. Everything what online bank users need to access online bank, is a personal computer and access to internet. Because of the numerous advantages of online banking, the number of online banking users is increasing daily. When we are talking about internet banking, we can not overlook its security. Secure internet banking is a mutual responsibility. It concerns both, banks and users. For instance: banks assure safety on mentioned field with security technology as fire walls, routers, cryptography and verification, whereas users have their own set of responsibilities in providing security for their internet banking. They must update the operating systems and anti-virus programs regularly. Their passwords and personal data must be kept secret. Earlier mentioned viruses, worms and Trojan horses may weaken your personal computer or destroy all data and files, stored on your computer. Furthermore, internet frauds are becoming a common thing these days. Fraudsters often create authentic-looking, but false websites (phishing and pharming). Their purpose is to tempt users to enter their personal information, which will then be re-used to access their bank accounts.
Secondary keywords: Electronic commerce/ Electronic banking/ Internet banking/ Internet banking systems security/ Security technology/ Phishing/ Pharming/ Viruses/ Worms/ Trojan horses/ Klik NLB;
URN: URN:SI:UM:
Type (COBISS): Undergraduate thesis
Thesis comment: Dipl. delo, Univ. v Mariboru, Ekon.-posl. fak.
Pages: 55 str.
Keywords (UDC): social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;science and knowledge;organization;computer science;information;documentation;librarianship;institutions;publications;znanost in znanje;organizacije;informacije;dokumentacija;bibliotekarstvo;institucije;publikacije;prolegomena;fundamentals of knowledge and culture;propaedeutics;prolegomena;splošne osnove znanosti in kulture;computer science and technology;computing;data processing;računalniška znanost in tehnologija;računalništvo;obdelava podatkov;human-computer interaction;man-machine interface;user interface;user environment;interakcija med človekom in računalnikom;vmesnik človek-stroj;uporabniški vmesnik;uporabniško okolje;
ID: 986251