Bančne garancije

diplomsko delo

Mirela Sadiković (Author), Mejra Festić (Mentor), Dejan Romih (Co-mentor)

Abstract

Podjetja so pri vsakodnevnem poslovanju izpostavljena številnim poslovnim tveganjem. Če se želi podjetje pri svojem poslovanju izogniti tveganjem, se mora proti njim ustrezno zavarovati. Najzanesljivejši in najenostavnejši instrument zavarovanja je bančna garancija. Bančna garancija pogodbenim partnerjem zagotavlja večjo varnost, obema zmanjšuje tveganje pred morebitnim neizpolnjevanjem pogodbenih obveznosti. Banka z izdajo garancije jamči, da bo uporabniku garancije plačala znesek, če kupec oziroma nalogodajalec ne bo izpolnil svojih pogodbenih obveznosti kot je dogovorjeno v osnovni pogodbi, ki je glavni temelj za izdajo garancije. Bančne garancije so zelo varen instrument zavarovanja, obenem pa tudi zelo drag instrument zavarovanja, saj spadajo med bančne storitve, za katere si banke obračunavajo razmeroma visoke provizije.

Keywords

bančne garancije;bančništvo;

Data

Language:	Slovenian
Year of publishing:	2009
Source:	Velenje
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[M. Sadiković]
UDC:	336.717
COBISS:	10010652
Views:	3128
Downloads:	727
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Bank Guarantees
Secondary abstract:	Companies are exposed to numerous operation risks. Any company wishing to avoid risks in its operations should first understand them and then adequately protect against the possible risks. The most reliable and simple instrument of protection is a bank guarantee. Bank guarantee receiving a contractual partner the bank warranty is thus in a safer position and can eliminate credit risk as well as some of the other types of risk. It takes on an obligation towards the counterparty entering into the warranty agreement, namely should the third party, with an obligation toward the warranty beneficiary not fulfill their obligation, the bank will pay the agreed upon contractual fee to the first counterparty, being the beneficiary. Bank guarantees are a very safe instrument of protection and at the same time also very expensive instrument of protection, because they fit in with bank services for which banks are charging themselves comparatively high commissions.
Secondary keywords:	Bank guarantee;bank;service guarantee;pay guarantee;subscriber;beneficiary;issuing of guarantee.;
URN:	URN:SI:UM:
Type (COBISS):	Undergraduate thesis
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	35 str., 3 str. pril.
Keywords (UDC):	social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;
ID:	987001