diplomsko delo
Petra Fišer (Author), Samo Bobek (Mentor)

Abstract

To diplomsko delo zajema več področij, ki se med seboj povezujejo. Osrednja tema je informacijski sistem, ki se nanaša na ugotavljanje bonitete komitenta. V prvem delu sem opredelila tveganja, ki nastanejo pri poslovanju banke in kako jih le-te obvladujejo. Ker obstaja več vrst tveganj sem se omejila na kreditno tveganje, ki sem ga podrobneje predstavila. Sporazum Basel II pa je bil odgovor na vedno večja tveganja. V drugem delu sem podrobneje predstavila pojem bonitetna ocena. Navedla sem kazalnike in podatke, ki so potrebni za izračun bonitetne ocene ter opredelila dejavnike bonitet podjetja. Opisala sem bonitetne razrede in vpliv Basla II na presojo bonitete podjetja. V tretjem delu sem predstavila informacijski sistem v banki X, ponudnika programske opreme Adacta d.o.o. ter informacijsko povezavo z zunanjimi viri informacij. V četrtem delu sem predstavila bonitetno dejavnost v Sloveniji. Ker je ta že zelo razširjena in ima veliko različnih virov informacij, sem se omejila le na nekatere. To so: spletni portali E-bonitete, IBON, GVIN.com; Bonitetna hiša I d.o.o. in institucija, ki je prav tako prisotna tudi kot spletni portal AJPES. V zadnjem petem delu sem podrobneje predstavila slovenski informacijski sistem bonitet (SISBON).

Keywords

banke;informacijska tehnologija;boniteta;tveganje;podjetje;Slovenija;informacijski sistemi;

Data

Language: Slovenian
Year of publishing:
Source: Ješenca
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [P. Fišer]
UDC: 336.71:657.372.2
COBISS: 10326044 Link will open in a new window
Views: 3037
Downloads: 433
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Other data

Secondary language: English
Secondary title: (Information support in assessing the creditworthiness of bank costumer)
Secondary abstract: This diploma work covers several areas that are in relation to each other. The main theme is information system relating to the determination of the customer's rating. In the first part I defined the risks which are occurring in the business of banks and how they control them. There are several kinds of risk so I limited on the credit risk, which I have presented in detail. The agreement Basel II was a response to increasing risk. In the second part, I presented in detail the concept of credit rating. I presented indicators and data needed to calculate the ratings and identified credit rating of companies. I described the credit ratings and the impact of Basel II on the assessment of the firm's credit standing. In the third part I present information system in the Bank X, a provider of software Adacta d.o.o. and the information connection with external sources. In the fourth part, I presented a credit rating activity in Slovenia. Since it is already widespread and it has many different sources of information, I limited on only a few. These are: web portals E-bonitete, IBON, GVIN.com; Bonitetna hiša I d.o.o. and to Slovene institution that is also present as a web portal AJPES. In the last fifth part, I presented in detail the Slovenian information system ratings (SISBON).
Secondary keywords: Credit risk;Basel II;credit rating;information system;Adacta d.o.o.;external sources of information;E-bonitete;IBON;AJPES;GVIN.com;Bonitetna hiša I d.o.o.;SISBON.;
URN: URN:SI:UM:
Type (COBISS): Undergraduate thesis
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: 78 str.
Keywords (UDC): social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;applied sciences;medicine;technology;uporabne znanosti;medicina;tehnika;communication and transport industries;accountancy;business management;public relations;komunikacije in transport;knjigovodstvo;poslovni menedžment;stiki z javnostjo;accountancy;računovodstvo;
ID: 988624