diplomsko delo
Sara Šarkanj (Author), Tanja Markovič-Hribernik (Mentor)

Abstract

POVZETEK Pod pojmom varčevanje razumemo odpoved porabi denarnih sredstev v danem trenutku z namenom njihovega oplemenitenja in porabe v prihodnosti. Glede na to, da ima vsak človek svoje potrebe, zamisli, navade, dohodek in želje, se tudi glede na to odloča za različne oblike varčevanja. V diplomskem delu smo opisali štiri dejavnike, ki pri odločitvah igrajo pomembno vlogo. Opredelili smo tipičnega slovenskega varčevalca in analizirali gibanje varčevanja v Sloveniji pred in po izbruhu finančne in gospodarske krize. Pri tem smo izpostavili dva mejnika, ki sta vplivala na spremembo varčevalnih navad, in sicer vstop Slovenije v Evropsko unijo in s tem prevzem nove denarne valute, ter izbruh finančne in gospodarske krize. Raziskali smo vzroke za izbruh krize v svetu in pri nas, ter opisali spremembe na slovenskem finančnem trgu zaradi njih. Podrobneje smo analizirali gibanje varčevanja v času krize v bankah, vzajemnih skladih in plemenitih kovinah. Na koncu smo primerjali še preference bank in zavarovalnic ter opisali pojem paradoks varčevanja.

Keywords

narodno gospodarstvo;finančna kriza;gospodarske krize;varčevanje;depoziti;skladi;naložbe;

Data

Language: Slovenian
Year of publishing:
Source: Nuskova
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [S. Šarkanj]
UDC: 336.722
COBISS: 10465052 Link will open in a new window
Views: 3054
Downloads: 482
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Other data

Secondary language: English
Secondary title: Financial and economic crisis and saving habits of Slovenian people
Secondary abstract: SUMMARY The concept of saving money is usually understood as a renunciation to use financial means in a given moment with a purpose of their refinement and use in the future. Regarding that a person has his or her needs, ideas, habits, income and wishes, one can decide on various different forms of saving. We have described in this degree dissertation four different factors that play an important role in making these decisions. We have defined a typical slovenian saver and we have analyzed the movement of savings in Slovenia before and after the financial and economic crisis. There are two milestones that have influenced the change of saving habits, the acceptance of Slovenia into EU and with that the acquisition of a new financial currency, and the breakout of the financial and economic crisis worldwide. We have researched the causes for the crisis in the world and in our country and described the changes that the crisis brought on the slovenian financial market. We have analysed in detail the movement of savings at the banks, mutual funds and commodities in the time of crisis. In conclusion we have compared the preferences of the banks and insurance companies and we have described the meaning of the paradox of saving.
Secondary keywords: financial crisis;economic crisis;savings;savings habits;deposit funds;investment;
URN: URN:SI:UM:
Type (COBISS): Undergraduate thesis
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: 38 str.
Keywords (UDC): social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;
ID: 1012892