diplomsko delo
Sara Šarkanj (Avtor), Tanja Markovič-Hribernik (Mentor)

Povzetek

POVZETEK Pod pojmom varčevanje razumemo odpoved porabi denarnih sredstev v danem trenutku z namenom njihovega oplemenitenja in porabe v prihodnosti. Glede na to, da ima vsak človek svoje potrebe, zamisli, navade, dohodek in želje, se tudi glede na to odloča za različne oblike varčevanja. V diplomskem delu smo opisali štiri dejavnike, ki pri odločitvah igrajo pomembno vlogo. Opredelili smo tipičnega slovenskega varčevalca in analizirali gibanje varčevanja v Sloveniji pred in po izbruhu finančne in gospodarske krize. Pri tem smo izpostavili dva mejnika, ki sta vplivala na spremembo varčevalnih navad, in sicer vstop Slovenije v Evropsko unijo in s tem prevzem nove denarne valute, ter izbruh finančne in gospodarske krize. Raziskali smo vzroke za izbruh krize v svetu in pri nas, ter opisali spremembe na slovenskem finančnem trgu zaradi njih. Podrobneje smo analizirali gibanje varčevanja v času krize v bankah, vzajemnih skladih in plemenitih kovinah. Na koncu smo primerjali še preference bank in zavarovalnic ter opisali pojem paradoks varčevanja.

Ključne besede

narodno gospodarstvo;finančna kriza;gospodarske krize;varčevanje;depoziti;skladi;naložbe;

Podatki

Jezik: Slovenski jezik
Leto izida:
Izvor: Nuskova
Tipologija: 2.11 - Diplomsko delo
Organizacija: UM EPF - Ekonomsko-poslovna fakulteta
Založnik: [S. Šarkanj]
UDK: 336.722
COBISS: 10465052 Povezava se bo odprla v novem oknu
Št. ogledov: 3054
Št. prenosov: 482
Ocena: 0 (0 glasov)
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Ostali podatki

Sekundarni jezik: Angleški jezik
Sekundarni naslov: Financial and economic crisis and saving habits of Slovenian people
Sekundarni povzetek: SUMMARY The concept of saving money is usually understood as a renunciation to use financial means in a given moment with a purpose of their refinement and use in the future. Regarding that a person has his or her needs, ideas, habits, income and wishes, one can decide on various different forms of saving. We have described in this degree dissertation four different factors that play an important role in making these decisions. We have defined a typical slovenian saver and we have analyzed the movement of savings in Slovenia before and after the financial and economic crisis. There are two milestones that have influenced the change of saving habits, the acceptance of Slovenia into EU and with that the acquisition of a new financial currency, and the breakout of the financial and economic crisis worldwide. We have researched the causes for the crisis in the world and in our country and described the changes that the crisis brought on the slovenian financial market. We have analysed in detail the movement of savings at the banks, mutual funds and commodities in the time of crisis. In conclusion we have compared the preferences of the banks and insurance companies and we have described the meaning of the paradox of saving.
Sekundarne ključne besede: financial crisis;economic crisis;savings;savings habits;deposit funds;investment;
URN: URN:SI:UM:
Vrsta dela (COBISS): Diplomsko delo
Komentar na gradivo: Univ. v Mariboru, Ekonomsko-poslovna fak.
Strani: 38 str.
Ključne besede (UDK): social sciences;družbene vede;economics;economic science;ekonomija;ekonomske vede;finance;finance;money;monetary system;banking;stock exchanges;denar;monetarni sistem;bančništvo;borzništvo;
ID: 1012892