delo diplomskega projekta
Neja Sedovnik (Author), Igor Perko (Mentor)

Abstract

Sodobna tehnologija vedno bolj vpliva na način plačevanja in želi kupcu zagotoviti čim bolj hitro in preprosto izkušnjo plačila. Obstaja že veliko vrst elektronskih plačilnih sredstev, ki gotovino vedno bolj potiskajo v preteklost. Da pa vse finančne storitve delujejo kar se da dobro, pa skrbijo finančne ustanove, katere se specializirajo za opravljanje na trgu denarja in kapitala. Med novejša plačilna sredstva spada mobilna denarnica. Ta posamezniku omogoča, da lahko opravi nakup brez fizične denarnice in nepotrebnega kopičenja računov. Na njej se shranjuje vsa zgodovina transakcij, kar olajša uveljavljanje garancij. Kakšni so pogoji in način plačila z mobilno denarnico smo opisali na primeru Apple Pay, mBills in VALÚ. Glede na pridobljene podatke smo opravili primerjalno analizo mobilnih denarnic in opisali osebno izkušnjo plačila z izbrano mobilno denarnico.

Keywords

mobilna denarnica;plačilna sredstva;elektronski denar;finančne storitve;finančne ustanove;

Data

Language: Slovenian
Year of publishing:
Typology: 2.11 - Undergraduate Thesis
Organization: UM EPF - Faculty of Economics and Business
Publisher: [N. Sedovnik]
UDC: 336.71:621.395
COBISS: 34429955 Link will open in a new window
Views: 368
Downloads: 56
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Other data

Secondary language: English
Secondary title: Comparative analysis of mobile wallets
Secondary abstract: Modern technology has a great influence on everyday payments, since it provides fast and reliable payment methods for the customers. There are many e-payment systems available that are leaving an old-fashioned cash-based payment model behind. Financial institutions specialized in money and capital market are forcefully managing the proper functioning of all financial services. E-wallet accounts are enabling the execution of new payment methods. They enable the carrier to avoid purchase without using physical money and offer a spending oversight. The transaction history is always up-to date, which facilitates a more reliable after sales processes, such as warranty claims. Terms and conditions regarding using e-wallet have been examined for three services: Apple Pay, mBills and VALÚ. Based on the provided data, we carried out a comparative analysis of these e-wallets and further described a personal experience with each individual of them.
Secondary keywords: e-wallet;electronic payment;electronic money;financial services;financial institutions;
Type (COBISS): Diploma project paper
Thesis comment: Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages: 32 f.
ID: 11972777
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