magistrsko delo
Valentin Delević (Author), Matjaž Tratnik (Mentor)

Abstract

Predmet preučevanja in analize v magistrskem delu je ena od podvrsti zastavne pravice, natančneje njena ureditev. Predstavljena in primerjana je ureditev hipoteke v hrvaški in slovenski pravni ureditvi. Hipoteka predstavlja relativno kompleksen pravni institut, zato je bil trud usmerjen v njegovo čimbolj sistematično in natančno obdelavo z vidika obeh pravnih redov. Poglaviten del magistrskega dela je namenjen ugotavljanju in primerjanju ureditve hipoteke v Sloveniji in nam, poleg Avstrijskega, najbližjem pravnem redu – Hrvaškem. Slednje je osnova za sistematično preučevanje podobnosti in razlik med omenjenima pravnima redoma z vidika najprepoznavnejšega instituta stvarnopravnega zavarovanja. Oblik zavarovanj in utrditev obveznosti, ki upniku dajejo močnejše jamstvo, da bo ob zapadlosti poplačan, je veliko. Eden najpomembnejših tovrstnih institutov je hipoteka. Gre za neposestno zastavno pravico na nepremičnini, na kateri zastavitelj ohrani posest in jo še naprej uporablja ter izkorišča. Kot podvrsta zastavne pravice je hipoteka omejena stvarna pravica zastavnega upnika na točno določeni tuji stvari ali pravici, namen katere je zavarovanje ene ali več določenih terjatev. Zastavnega upnika upravičuje, da si prednostno pred vsemi ostalimi upniki zastavitelja poplača svojo zapadlo terjatev iz vrednosti zastavljene stvari, če ta ni pravočasno poplačana. Slednje nudi hipotekarnemu upniku relativno trdno zavarovanje, saj je tržna vrednost nepremičnin znana in dokaj stabilna. Pravna reda obeh držav in hkrati ureditvi hipoteke sta si načeloma precej podobni, vendar med njima obstajajo tudi razlike, ki pa jih je sicer mnogo manj, kar zaradi skupne zgodovine in iste pravne tradicije ne preseneča. Tako je hipoteka v obeh ureditvah akcesorna pravica, kar pomeni, da je v vsem vezana na zavarovano terjatev. Kot taka je prenosljiva samo skupaj s prenosom zavarovane terjatve. Ključna razlika med ureditvama je vsekakor togost slovenskega pravnega reda. Ta namreč ne omogoča razpolaganja s še neizbrisano hipoteko in možnosti zamenjave vrstnega reda hipoteke. Prav tako ne pozna lastniške hipoteke, prostovoljne sodne hipoteke, pridržka prvenstvenega reda, nezastarljivosti hipoteke ter alternativnega načina realizacije v obliki začasnega upravljanja. Na drugi strani pa se kaže njegova prednost na področju zunajsodne prodaje notarske hipoteke, ki je na Hrvaškem ne poznajo.

Keywords

stvarno pravo;hipotekarno pravo;zastavna pravica;zastavna pravica na nepremičnini;hipoteka;nastanek hipoteke;prenos hipoteke;prenehanje hipoteke;zavarovana terjatev;

Data

Language: Slovenian
Year of publishing:
Typology: 2.09 - Master's Thesis
Organization: UM PF - Faculty of Law
Publisher: [V. Delević]
UDC: 347.27(043.2)
COBISS: 125872899 Link will open in a new window
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Downloads: 6
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Other data

Secondary language: English
Secondary title: Mortgage in the slovenian and croatian legal systems
Secondary abstract: The subject of research and analysis of the master’s thesis is one of the lien’s subcategories, particularly its arrangement. The thesis describes and compares the mortgage arrangement in the Croatian and Slovene legal regulations. A mortgage is a relatively complex legal institute. A major part of the master’s thesis is dedicated to determining and comparing the mortgage arrangement in Slovenia to the mortgage arrangement in Croatia, which legal order, beside Austrian, is the most similar to ours. The latter presents the foundation of a systematic study of similarities and differences between the orders from the most recognizable institute of the real property insurance’s point of view. There are many types of insurances and reinforcements of obligations with a stronger guarantee to repaying a pledgee at maturity. A mortgage is one of the most important institutes. It is a non-possessory lien on real estate, which continues to be retained and used by a pledger. As a subcategory of a lien, a mortgage is a limited real right of a pledgee on a specific another’s thing or right with the purpose of insurance of one or more specific claims. It justifies the pledgee to repay mature claims on a primary basis before other pledgees of a pledger, from the value of a pledged thing if it is not repaid on time. The latter offers a mortgage pledgee relatively solid insurance since the market value of real estate remains known and reasonably stable. The legal orders and mortgage arrangements of both countries are generally quite similar; however, there are differences between them, although there are not many, which is somehow expected considering their shared history and the same legal tradition. In both countries, the mortgage is considered an accessory right, which means it is bound entirely by an insured claim. It can be transferred only if the insured claim is transferred as well. The main difference between the legal regulations is the rigidness of the Slovene legal order. The Slovene order does not allow the disposal of undischarged mortgage and the possibility to change the order of the mortgage. It is also not familiar with propriety mortgage, voluntary judicial mortgage, reservation of the predominant order, non-applicability of mortgage and the alternative way of realization in a form of sequestration. On the other hand, there is an advantage of the order in the field of out-of-court sale of notarial mortgage, which is not known in Croatia.
Secondary keywords: property law;mortgage law;lien;lien on real estate;mortgage;the creation of a mortgage;mortgage transfer;termination of mortgage;secured claim;Univerzitetna in visokošolska dela;
Type (COBISS): Master's thesis/paper
Thesis comment: Univ. v Mariboru, Pravna fak.
System comment: Sistemske zahteve: Acrobat reader
Pages: 1 spletni vir (1 datoteka PDF (XIII, 129 str.))
ID: 16455490