Hipoteka v slovenski pravni ureditvi

magistrsko delo

Vanesa Ščuka (Avtor), Miha Juhart (Mentor)

Povzetek

Hipoteka je zastavna pravica na nepremičnini. Zastavna pravica je omejena stvarna pravica zastavnega upnika na točno določeni tuji stvari ali pravici, namen katere je zavarovanje ene ali več določenih terjatev. Zastavni upnik ima pooblastilo, da poplača svojo zapadlo terjatev, ki ni pravočasno plačana, iz vrednosti zastavljene stvari. Njegovo poplačilo glavnice, obresti in stroškov je prednostno pred vsemi ostalimi upniki zastavitelja. Hipoteka je neposestna zastavna pravica, na kateri zastavitelj ohrani posest in zastavljeno nepremičnino naprej uporablja in izkorišča. Poznamo več vrst hipoteke. Na pravnem temelju razlikujemo pogodbeno hipoteko, ki nastane na podlagi pravnega posla, prisilno hipoteko, ki nastane na podlagi sodne odločbe, in zakonito hipoteko, ki nastane na podlagi zakona. Poleg temeljnih oblik poznamo tudi posebne vrste hipoteke: skupna hipoteka, maksimalna hipoteka in zastavna pravica na nevpisanih nepremičninah. Hipoteka je knjižna pravica, ki se vpisuje v zemljiško knjigo. Pogodbena in prisilna hipoteka nastaneta z vpisom v zemljiško knjigo, ki ima konstitutivni učinek. Zakonita hipoteka nastane, ko so izpolnjeni zakonsko določeni pogoji. Vpis v zemljiško knjigo ima samo deklaratorni učinek. V zvezi s prenehanjem hipoteke poznamo materialni in formalni način prenehanja. Hipoteka materialno preneha, ko so izpolnjeni pogoji za izbris iz zemljiške knjige. Formalno še vedno obstaja, vendar je ni mogoče realizirati. Hipoteka formalno preneha z izbrisom iz zemljiške knjige, ki se ne opravi samodejno, temveč na podlagi javne ali zasebne listine, v praksi najpogosteje na podlagi izbrisne pobotnice.

Ključne besede

hipoteka;zastavna pravica na nepremičnini;zastavna pogodba;pogodbena hipoteka;prisilna hipoteka;zakonita hipoteka;prenos hipoteke;prenehanje hipoteke;izbris;magistrske diplomske naloge;

Podatki

Jezik:	Slovenski jezik
Leto izida:	2018
Tipologija:	2.09 - Magistrsko delo
Organizacija:	UL PF - Pravna fakulteta
Založnik:	[V. Ščuka]
UDK:	347(043.2)
COBISS:	16503377
Št. ogledov:	2031
Št. prenosov:	544
Ocena:	0 (0 glasov)
Metapodatki:

Ostali podatki

Sekundarni jezik:	Angleški jezik
Sekundarni naslov:	Mortgage in Slovene legal regulation
Sekundarni povzetek:	Mortgage is a pledge on a real estate. Pledge is a limited real right of creditor on a precisely defined foreign object or right, the purpose of which is to insure one or more defined claims. The creditor has an authorisation to repay not timely paid overdue liabilities from the value of the pledged object. Their repayment of principal, interests and costs has a priority before all other debtor’s creditors. Mortgage is a non-possession pledge, according to which the debtor keeps possession and keeps using and exploiting the pledged property. There are several types of mortgage. On the legal basis, we differ between contractual mortgage, which is set up on the basis of legal business; forced mortgage, which is set up on the basis of court decision; and statutory mortgage, which is based on the statute. Next to the base types, we also know special types of mortgage, namely shared mortgage, maximum mortgage and pledge on non-registered real estate. Mortgage is a residual right, registered in the land register. Contractual and forced mortgages are created with registration in the land register, which has constituent effect. The statutory mortgage is created when the statutory terms are fulfilled. The registration in the land register has only a declaratory effect. In connection to termination of mortgage, we know material and formal ways. The mortgage is materially terminated when the terms for deletion from the land register are fulfilled. It still exists formally, but it cannot be realized. The mortgage is formally terminated with deletion from the land register, which is not done automatically, but on the basis of official or private document, the most common way in praxis is on the basis of cancellation receipt.
Sekundarne ključne besede:	mortgage;pledge on real estate;pledge contract;contractual mortgage;forced mortgage;statutory mortgage;mortgage transfer;termination of mortgage;deletion of mortgage;special types of mortgages;
Vrsta dela (COBISS):	Magistrsko delo/naloga
Študijski program:	0
Konec prepovedi (OpenAIRE):	1970-01-01
Komentar na gradivo:	Univ. v Ljubljani, Pravna fak.
Strani:	69 f.
ID:	10991787