Analiza upravljanja s terjatvami do kupcev v treh slovenskih podjetjih

delo diplomskega seminarja

Leon Hren (Author), Vita Jagrič (Mentor)

Abstract

V diplomskem seminarju analiziramo stanje terjatev do kupcev v treh slovenskih podjetjih. Z zbiranjem primerne literature domačih in tujih avtorjev proučujemo lastnosti posameznih modelov varovanja pred tovrstnim tveganjem. Z analizo stanja terjatev in z analizo upravljanja s terjatvami v proučevanih podjetjih ugotavljamo primernost trenutnega sistema upravljanja s terjatvami. Proučene podatke nadgradimo z mnenjem za izboljšanje stanja. S povzetkov izbrane literature skušamo predstaviti čim uspešnejšo izbiro kreditne politike za vsako izmed podjetij. S predstavitvijo in analizo orodij za varovanje pred tveganjem neizpolnitve nasprotne stranke pojasnjujemo smiselnost izbire določenega instrumenta za specifično situacijo. Zaostrovanje poslovanja na svetovnem trgu je v zadnjih letih stalnica. Pritiski na cene so vedno večji, kupci vse zahtevnejši. Za uspešno poslovanje postaja vse pomembnejši dejavnik redno finančno proučevanje in analiziranje novih kot tudi obstoječih kupcev. Pozornost je potrebno usmeriti v pravilen izbor kreditne politike podjetja, ki pa ne sme biti enotna za vse kupce, prav tako mora podjetje prilagajati kreditno politiko glede na svojo likvidnost in glede na stanje na trgu.

Keywords

tveganje;zavarovanje;terjatve;izterjava;bonitetna ocena;plačilna nedisciplina;kreditna politika;

Data

Language:	Slovenian
Year of publishing:	2013
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[L. Hren]
UDC:	336.77:005
COBISS:	11533596
Views:	1474
Downloads:	195
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Receivables management analysis in three Slovenian companies
Secondary abstract:	The diploma thesis analyzes the state of debts to customers in three Slovenian companies. By collecting relevant literature of the domestic and foreign authors we study the features of the individual hedge models. By analysis of the state of debts and the debt management analysis in the studied companies we noted the appropriateness of the current system for managing debts. Examined data are upgraded by an opinion to improve the situation. We try to present the most successful choice of credit policies for each of the companies by the summaries of selected literature. By the presentation and analysis of the hedging tools for unfulfillment of the counterparty we explain the reasonableness of the choice of a particular instrument for a specific situation. The escalation of business in the global market is regularity in recent years. Pressures on price are increasing and customers are more demanding. Regular financial examination and analysis of new and existing customers is becoming an increasingly important factor for a successful business. Attention should be directed to the correct selection of credit policy of the companies that may not be the same for all customers; as well the company should adjust credit policies with regard to its liquidity and the market situation.
Secondary keywords:	risk;management;insurance;buyer;seller;receviables;rating mark;recovery;payment disorder.;
URN:	URN:SI:UM:
Type (COBISS):	Final seminar paper
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	36 str.
ID:	8726379