Bančništvo v senci

delo diplomskega seminarja

Matej Vučanović (Author), Sabina Taškar Beloglavec (Mentor)

Abstract

Diploma opisuje bančništvo v senci, ki ga globalno imenujemo Shadow Banking. Začelo se je pojavljati v začetku finančne krize, takoj po bankrotu četrte največje investicijske banke v ZDA Lehmans Brothers. Subjekti, ki tvorijo bančništvo v senci so obstajali že dolgo pred aktulano finančno krizo, vendar jih ni bilo v takšnem obsegu kot so sedaj. Obseg bančništva v senci se je začel širiti kmalu po letu 1990 in dosegel vrhunec leta 2008 na začetku finančne krize, ko so bile obveznosti bančništva v senci ocenjene na kar 67 miljard dolarjev. Bančništvo v senci tako imenujemo zaradi izogibanja bančnim regulacijam. Subjekti, ki tvorijo bančništvo v senci niso dejanske banke, ampak finančne institucije, ki z dejavnostmi delujejo podobno kot banke. Ne prejmajo pa depozitov, kar pomeni, da niso tretirane po enakih regulatorjih kot tradicionalne banke in se zaradi tega lahko izognejo regulaciji. Subjekti, ki sestavavljajo bančništvo v senci so hedge skladi angl. Hedge Funds, denarni skladi angl. Money market funds, vzajemni skladi ter dejavnosti kot so listinjenje angl. Securitizations, in posli s ponovnim odkupom angl. REPO markets. S pomočjo Evropske komisije ter FSB želijo z regulacijmi stabilizirat delovanje subjetkov v bančništvu v senci tako, da ne bodo ogrožali finančnega sistema.

Keywords

bančništvo;bančno poslovanje;regulacija;listinjenje;denarni trg;

Data

Language:	Slovenian
Year of publishing:	2013
Typology:	2.11 - Undergraduate Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[M. Vučanović]
UDC:	336.71
COBISS:	11583772
Views:	2655
Downloads:	393
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Shadow banking
Secondary abstract:	Degree describe Shadow Banking, as we say bančništvo v senci in Slovenia. All started with financial crisis after bankrupcy fourth biggest investment bank Lehman Brothers. Entities that make up Shadow banking system exist long before actual financial crisis, but not big like now. Range of Shadow banking start to expand after 1990's and achived peak 2008 at the beginning of the financial crisis. Liabilities of shadow banking are estimated at 67 USD bilions. Shadow banking get their name becouse of avoiding regulators. Entities that make up Shadow banking are not banks, but are financial institucion, wich activity works similiard to banks but don't accept depozits, what means that they can avoid regulations. Entities that compose Shadow banking are Headge funds, Money Market Funds, Mutual Funds, and activities as Securitizations and Repo markets. With help of FSB and European Commision they want to regulate Shadow Banking to stabilize and to not exposure financial system.
Secondary keywords:	Shadow banking;regulate;special purpose vehicle;securitizations;
URN:	URN:SI:UM:
Type (COBISS):	Final seminar paper
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	39 str.
ID:	8727958