Psihološki vidik procesa investiranja

magistrsko delo

Grega Konkolič (Author), Sebastjan Strašek (Mentor)

Abstract

V magistrskem delu obravnamo proces investiranja, izzivajoči podvig, ki velja za skrajno preizkušnjo medsebojnega zaupanja ter pohlepa in ki še tako nedolžno, samoumevno izbiro spremeni v usodno odločitev, ki lahko strahotno obremeni investitorjevo duševnost. Investitor, ki kljub – ali celo zaradi – vseprisotni tveganosti odkriva neznani, divji finančni trg, lahko z zgolj eno zgrešeno lastno potezo uniči leta svojega prizadevanja, zatorej je pomembno, da vselej stremi k preprečitvi, in ne popravku, svoje napake. Očitno je, da je bolje pred vsakršnim dejanjem premisliti ter ničesar storiti, neglede na pretečo grožnjo, kot v navalu občutka nepremagljivosti nekaj storiti brez tehtnega premisleka. Investitor lahko neredko uspe tako, da deluje v nasprotju s početjem nepreudarnih množic, katerih neosnovane, zmotne želje so osrednji krivec marsikatere opustošenja polne (finančne) krize. Ugotovimo, da denar ne sme biti niti glavni cilj investitorja niti razlog, da ta kogar koli škodoželjno izigra – ali celo podleže občutku krivde –, temveč rezultat kakovostnega igranja igre, tj. brezpogojnega sledenja lastnim pravilom, ki tako določijo kot usmerijo investitorjev t. i. način [oz. metodo, op. a.] delovanja. Končni izid investitorjevega dela ni odvisen od zgolj (raz)uma, temveč tudi raznovrstnih psiholoških dejavnikov, pa tudi – nezanemarljivo – sreče. Izpostavimo primerjavo raznolikih vzorcev vedenja oz. obnašanja investitorjev in lahno poudarimo, da je včasih najznatnejša investitorjeva napaka tista, ki je ne naredi, kajti ravno poučna ter vzgojna kazen, ki sledi narejeni napaki, je obljuba samoizboljšanja, in, ne nazadnje, razglabljamo, ali investitor sploh lahko doseže popolnost.

Keywords

finančni trg;finančna kriza;investiranje;igre na srečo;tveganje;napake;psihologija osebnosti;

Data

Language:	Slovenian
Year of publishing:	2016
Typology:	2.09 - Master's Thesis
Organization:	UM EPF - Faculty of Economics and Business
Publisher:	[G. Konkolič]
UDC:	330.322:794.42(043.2)
COBISS:	12451612
Views:	1345
Downloads:	159
Average score:	0 (0 votes)
Metadata:

Other data

Secondary language:	English
Secondary title:	Psychological aspect of investing process
Secondary abstract:	In the master's thesis we address an investing process, a challenging (ad)venture that is considered to be the ultimate trial of mutual trust and greed and that turns an even so innocent, self-evident choice into a fatal decision that can enormously burden an investor's psyche. An investor, who is despite – or even because of – the ubiquitous risk discovering the unknown, fierce financial market, can with merely one flawed own move obliterate years of their endeavour, thus it is important that they ever strive for prevention, and not correction, of their mistake. It is obvious that it is better to think before every deed and to do nothing, regardless of the menacing threat, than to do something without a pondering reflection in the surge of a feeling of invincibility. The investor can occasionally succeed through acting contrary to the doing of imprudent masses whose unfounded, erroneous desires are the central culprit of umpteen havoc-filled (financial) crises. We resolve that money shall not be neither the principal objective of the investor nor the reason for them to maliciously outwit anyone – or even to succumb to the feeling of guilt –, but rather the result of a quality play of a game, i.e. an unconditional follow to the self-made code that determines and directs the investor's so-called modus operandi. A final outcome of an investor's work is not contingent upon merely an intellect, but rather also various psychological factors as well as – nonnegligibly – luck. We highlight the comparison of diverse investors' behaviour patterns and we subtly emphasize that sometimes the most significant investor's mistake is the one that they do not make, for just an instructive and educational punishment that follows the mistake is the promise of self-improvement, and, the last but not the least, we speculate whether the investor at all can attain perfection.
Secondary keywords:	(financial) crisis;financial market;gambling (poker);investing process;masses;mistake;(perfect) investor;psychological factors;risk;
URN:	URN:SI:UM:
Type (COBISS):	Master's thesis/paper
Thesis comment:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Pages:	II, 94 str.
ID:	9149073