delo diplomskega projekta
Povzetek
Pandemija covida-19 in ukrepi, ki so potrebni za obvladovanje virusa SARS-CoV-2, so v zelo kratkem času prispevali k velikim spremembam v finančnem sistemu. Problem je, ker ne vemo, kakšne posledice bodo ti ukrepi povzročili v gospodarstvu. Opisali bomo, kakšen vpliv je imel finančni stres v ZDA v času pandemije covida-19 na posameznike in gospodarstvo. Ugotovili smo, da se je brezposelnost v ZDA v času pandemije covida-19 povečala za 10,4 %. Finančni sistem je treba ves čas spremljati, da lahko odkrijemo tveganja in ustrezno ukrepamo. Če želimo, da podjetje uspešno posluje v prihodnosti, je zelo pomembno, da spremljamo finančno stabilnost. Ugotovili smo, da pandemija covida-19 negativno vpliva na finančno stabilnost. Slednjo lahko merimo s pomočjo indeksov finančnega stresa. Tako smo s pomočjo indeksa CISS ter indeksov CFSI, KCFSI in STLFSI2 ugotovili, da se je v času pandemije covida-19 finančni stres povečal. Finančni stres velja za enega izmed najpomembnejših virov psiho-socialnega stresa. Od globalne finančne krize leta 2008 je finančni stres največji dejavnik stresa. Ugotovili smo, da stres pri posamezniku vpliva na njegovo produktivnost, motivacijo in delovno sposobnost. V času pandemije covida-19 se je vrednost borznega indeksa S&P 500 znižala, kar pomeni padec vrednosti delnic.
Ključne besede
finančni sistemi;finančna stabilnost;finančni stres;pandemija;Covid-19;indeksi;ZDA;
Podatki
Jezik: |
Slovenski jezik |
Leto izida: |
2021 |
Tipologija: |
2.11 - Diplomsko delo |
Organizacija: |
UM EPF - Ekonomsko-poslovna fakulteta |
Založnik: |
M. Drofenik |
UDK: |
336.76(73) |
COBISS: |
82690307
|
Št. ogledov: |
242 |
Št. prenosov: |
25 |
Ocena: |
0 (0 glasov) |
Metapodatki: |
|
Ostali podatki
Sekundarni jezik: |
Angleški jezik |
Sekundarni naslov: |
Financial stress in the United States |
Sekundarni povzetek: |
The COVID-19 pandemic and the measures to contain the SARS-Cov-2 virus have contributed to major changes in the financial system in a very short time. The trouble arises because the impact of the measures on the economy is not known. We will define the impact of the financial stress in the USA on individuals and the economy during the COVID-19 pandemic. We found that unemployment in the USA during the COVID-19 pandemic has risen by 10.4%. The financial system needs to be monitored at all times, in order to identify risks and take measures accordingly. If businesses wish to prosper in the future, it is crucial to monitor the financial stability. We found that the COVID-19 pandemic has had a negative impact on financial stability. The latter can be measured using financial stress indices. We used the CISS index as well as the CFSI, KCFSI AND STLFSI2, and we found that the financial stress increased during the COVID-19 pandemic. Financial stress is one of the most important sources of psychosocial stress. Financial stress has been the greatest stress factor since the global financial crisis of 2008. We found that stress affects an individual’s productivity, motivation and performance. During the COVID-19 pandemic, the value of the S&P 500 stock index has decreased, which resulted in stock prices dropping. |
Sekundarne ključne besede: |
CISS;FSI;S&P 500;financial stability;financial stress;the US.; |
Vrsta dela (COBISS): |
Delo diplomskega projekta/projektno delo |
Komentar na gradivo: |
Univ. v Mariboru, Ekonomsko-poslovna fak. |
Strani: |
31 str. |
ID: |
13318692 |