Prestrukturiranje Nove KBM, d.d.

magistrsko delo

Mia Furek (Avtor), Vojko Potočan (Mentor)

Povzetek

Tako svet kot Evropa se v zadnjem desetletju srečujeta z resno finančno in gospodarsko krizo. Ta je globoko prizadela finančni in realni sektor. Najprej se je začela kazati na finančnem področju, saj je ta najbolj izpostavljen neravnovesju in težavam, ki pa so posledično negativno vplivale še na realni sektor. Organizacije v času svojega delovanja prehajajo v različna razvojna obdobja. V svojem življenjskem ciklusu lahko zaidejo v obdobje krize. Ko se srečajo s krizo, je njihovo nadaljnje poslovanje ogroženo. Krizna situacija v organizacije vnese številne spremembe, negotovost in nova tveganja. Onemogočeno je doseganje zastavljenih ciljev, ogrožene so njihove organizacijske sposobnosti in vprašljiv postane sam obstoj organizacije. Za takšne organizacije je pomembno, da ugotovijo glavne vzroke krize in poskušajo najti ustrezno rešitev za njeno odpravo. Svojo strukturo morajo spremeniti in prilagoditi spremembam, ki so nastale v okolju. Ko so prizadeti vsi poslovni procesi, torej celotna organizacija, je edina rešitev dobro premišljen in izveden načrt prestrukturiranja organizacije. Magistrska naloga obravnava primer prestrukturiranja izbrane organizacije. Prestrukturiranje predstavlja strateški način, s pomočjo katerega organizacije dosegajo spremembe na vseh področjih svojega delovanja. Prestrukturiranje je metoda radikalne prenove in spreminjanja. Njen osnovni cilj je preoblikovanje različnih struktur organizacije in vsebine načina dela, ki pripomore k povečanju uspešnosti ter učinkovitosti njenega nadaljnjega poslovanja. Predmet preučevanja v magistrski nalogi je postopek prestrukturiranja in spreminjanja Nove KBM, kot proces prilagajanja krizni situaciji, v kateri se je le-ta znašla. Ugotovljeni in predstavljeni so vzroki nastanka potrebe po prestrukturiranju, predstavljeni so sama izvedba in dosedanji rezultati oziroma že izvedene spremembe. V prvem delu naloge je predstavljena poslovna kriza in njene značilnosti ter državne pomoči organizacijam, ki so zašle v težave. V drugem delu pa je opredeljena krizna situacija, v kateri se je znašla Nova KBM, in predstavljen celoten načrt njenega prestrukturiranja kot rešitev na odziv sprememb v takšni situaciji. Pri načrtovanju in pisanju naloge ter pridobitvi ključnih informacij smo uporabili aktualno literaturo in javno dostopne baze podatkov, prav tako podatke in vire znotraj banke. Pri preučevanju njenega prestrukturiranja in glede na rezultate, ki jih je banka izkazala v zadnje pol leta, menimo, da se je izbran postopek reševanja iz krize pokazal kot pravilna in primerna rešitev za zelo zahtevno situacijo. Ugotovili smo, da je po drugi strani kriza tudi dobra za organizacije, saj zahteva nujne spremembe za izboljšanje njenega delovanja. Menimo, da trenutno banka učinkovito obvladuje svoje okolje in prilagaja poslovanje nastalim možnim tveganjem in spremembam v okolju. Pri svojem poslovanju skuša zagotavljati najvišje standarde varnosti in zanesljivosti za svoje komitente in bodoče stranke ter za celotno okolje v katerem deluje.

Ključne besede

krize;banke;državna pomoč;prestrukturiranje;racionalizacija;dokapitalizacija;slaba banka;tveganje;upravljanje s tveganji;

Podatki

Jezik:	Slovenski jezik
Leto izida:	2014
Tipologija:	2.09 - Magistrsko delo
Organizacija:	UM EPF - Ekonomsko-poslovna fakulteta
Založnik:	[M. Furek]
UDK:	336.71:005.591.4
COBISS:	11912220
Št. ogledov:	1143
Št. prenosov:	310
Ocena:	0 (0 glasov)
Metapodatki:

Ostali podatki

Sekundarni jezik:	Angleški jezik
Sekundarni naslov:	Restructuring of Nova KBM, d.d.
Sekundarni povzetek:	In the last decade, both Europe and the whole world were faced with a serious financial crisis. This has deeply affected the financial and real sector. First, it started to show in the financial sector, as it is the most exposed to imbalances and problems which has consequently produced a negative impact on the real sector. Organizations during their operation pass through different stages of development. During their life cycle they may fall into a period of crisis. When faced with crisis, their continued operation is compromised. The crisis situation in the organization presents a number of changes, uncertainty and risk. Achievement of set objectives is prevented, organizational skills are put at risk and the very existence of the organization becomes questionable. For such organizations, it is important to identify the main causes of the crisis and try to find a solution to fix the problem. Its structure must change and adapt to the changes that have occurred in the environment. When all business processes are affected, that means the whole organization, the only solution is a well thought out and implemented restructuring plan. Master thesis deals with the case of the restructuring of the selected organization. Restructuring represents a strategic manner by which organizations achieve changes in all areas of its operations. Restructuring is a method of radical renovation and alteration. Its primary objective is the transformation of the various structures of the organization and content of work methods, which help to increase the performance and efficiency of future operations. Object of study in the master's thesis is the process of restructuring and modification of Nova KBM, as a process of adaptation to a crisis situation in which it is faced. The main causes of restructuring needs are identified and presented. As is the execution and the results obtained to date. The first part of the thesis presents the business crisis and its features, as well as State aid organizations that are struggling. The second part is defined as a crisis situation in which the company (Nova KBM) finds itself, also the whole of its restructuring plan as a solution in response to changes in such a situation is presented in detail. When planning and writing tasks and the acquisition of key information, we used current literature and publicly available databases and also information and resources within the bank. When examining its restructuring and according to the results, the bank has proven in the last six months, we believe that the chosen method of resolving the crisis proved to be correct and appropriate solution to a very difficult situation. We found that, on the other hand, the crisis is also good for the organization, since it requires urgent changes to improve its functioning. We believe that the current bank effectively manages its business environment and adjusts the emerged potential risks and changes in the environment. In its operations, it seeks to provide the highest standards of safety and security for its clients and prospective clients as well as for the whole environment in which it operates.
Sekundarne ključne besede:	crisis;state aid;restructuring;rationalization;recapitalization;bad bank;risk management;
URN:	URN:SI:UM:
Vrsta dela (COBISS):	Magistrsko delo/naloga
Komentar na gradivo:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Strani:	66 str.
ID:	8680613