Viri kratkoročnega in dolgoročnega financiranja bank v Sloveniji pred in po krizi

delo diplomskega seminarja

Mirela Ljubijankič (Avtor), Timotej Jagrič (Mentor)

Povzetek

Banke se morajo z namenom opravljati svojo primarno dejavnost kreditiranja, zadolževati in tako pridobivati vire kratkoročnega ter dolgoročnega financiranja preko svojih komitentov in preko tujih ter domačih bank z depoziti, s krediti, z lastnim kapitalom, z izdajanjem vrednostnih papirjev in pri centralni banki. Pred krizo so slovenske banke pridobivale vire financiranja predvsem z naslova bančnega sektorja in tako preko tujih virov, danes pa se usmerjajo zlasti k virom financiranja z naslova lastnih depozitov, torej h kratkoročnejšim virom financiranja. Slovenske banke so tako od pričetka krize do danes uspele znižati svojo izpostavljenost do tujih in domačih bank in se usmerile v pridobivanje virov financiranja z naslova vlog nebančnega sektorja in s strani Evrosistema.

Ključne besede

banke;bančni sistemi;finančna kriza;financiranje;viri financiranja;tveganje;

Podatki

Jezik:	Slovenski jezik
Leto izida:	2013
Tipologija:	2.11 - Diplomsko delo
Organizacija:	UM EPF - Ekonomsko-poslovna fakulteta
Založnik:	[M. Ljubijankič]
UDK:	336.71
COBISS:	11676700
Št. ogledov:	1028
Št. prenosov:	103
Ocena:	0 (0 glasov)
Metapodatki:

Ostali podatki

Sekundarni jezik:	Angleški jezik
Sekundarni naslov:	Sources of short-term and long-term funding of Slovenian banks before and after the global financial crisis
Sekundarni povzetek:	The banks aimed at carrying out their primary lending activities should borrow in order to gain sources of short-term and long-term funding through their clients and through foreign and domestic banks by means of deposits, loans, their own capital, issued securities and through the central bank. Before the crisis, Slovenian banks acquired sources of funding primarily from the banking sector and also through foreign sources, but today they are primarily guided by the source of funding from their own deposits, i. e. to short-term funding sources. Since the beginning of the crisis Slovenian banks have managed to reduce their exposure towards foreign and domestic banks and have relied on the funding received through deposits from non-banks customers and the Eurosystem.
Sekundarne ključne besede:	funding;short-term funding;long-term funding;Slovenian banking system;Banka Koper;d. d.;
URN:	URN:SI:UM:
Vrsta dela (COBISS):	Delo diplomskega seminarja/zaključno seminarsko delo/naloga
Komentar na gradivo:	Univ. v Mariboru, Ekonomsko-poslovna fak.
Strani:	56 str.
ID:	8728083